Lincoln County property record for 221 W Larch St, Libby, MT 59923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,288 sqft · built 1930 |
| Lot Size | 0.312 acres (13,591 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,406 (2026) |
| Deeds & Mortgages | Jun 2026 Transfer May 2022 Reverse Mortgage |
| APN | R5610194 |
| Primary APN | R5610194 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,288 sqft Living Area |
| 1st Floor Area | 1,634 sqft |
| Attic | Attic |
| Attic Area | 654 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,591 sqft (0.312 acres) |
| Lot Dimensions | 100 ft deep x 136 ft wide |
| Garage Type | Detached |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 592 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Pole Barn | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000009285 |
|---|---|
| Street Address | 221 W LARCH ST |
| City | LIBBY |
| State | MT |
| Zip | 59923-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHNSTON ACRE TRACTS, S10, T30 N, R31 W, BLOCK C, ACRES 0.312, LOTS 5A & 5B ASSR# 9285 |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 10 |
| Legal Subdivision | JOHNSTON ACRE TRACTS |
| Legal Tract | 5 |
| Legal Block | C |
| Legal Lot Number | 5A,5B |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 200 |
Source: Lincoln County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 221 W LARCH ST, LIBBY, MT 59923-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 20, 2022 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 |
| Deed Sale | Jun 4, 2026 |
| Prior Sale | Jul 9, 2024 · Amount on Record |
| Deed Document Number | 2026321256 |
| Deed Book / Page | 415 / 168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jun 4, 2026 |
| Property Address | 221 W LARCH ST, LIBBY, MT 59923-2620 |
| Document Number | 0000321256 |
| Book / Page | 415 / 168 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026321256 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 W LARCH ST, LIBBY, MT 59923-2620 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 221 W LARCH ST, LIBBY, MT 59923-2620 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 221 W LARCH ST, LIBBY, MT 59923-2620 |
| Document Number | 000396/947 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 396/947 |
| Instrument | 300819 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.99% |
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Municipality | Libby City |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,406.00 (+12.3%) | $335,300 (-) | |
| 2025 | $1,252.00 (-44.16%) | $335,300 (+23.91%) | $335,300 (+23.91%) Land $54,560 Building $280,740 |
| 2023 | $2,242.00 | $270,600 | $270,600 Land $28,980 Building $241,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1996 · Severe Storms, Flooding, And Ice Jams |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIBBY serves 4,892 people · EPA ID MT0000274 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Cable | 1,000 / 50 |
May also be available: Verizon.
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