221 W 6th St, Bonham, TX 75418 Property Records

Fannin County property record for 221 W 6th St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,564 sqft · built 1910
Lot Size	0.218 acres (9,514 sqft)
Owner	Individual Name on File
Tax Bill	$3,468 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9680-002-0040-05`

Property Details

APN / Parcel Number

Primary APN	`9680-002-0040-05`
Alternative APN	`93456`

Interior

Full Baths	3.5 Baths
Building Area	2,564 sqft Living Area
1st Floor Area	1,446 sqft
2nd Floor Area	1,118 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	9,514 sqft (0.218 acres)
Lot Dimensions	106 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	600 sqft
Porch	Porch
Porch Area	561 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	9680-002-0040-05
Old Parcel Number	93456
Street Address	221 W 6TH ST
City	BONHAM
State	TX
Zip	75418-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMPSON ADDN, BLOCK PT OF 2
Legal Subdivision	SIMPSON ADD
Legal Block	PT OF
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2044
Census Tract	950401

Owner

221 W 6th St is owned and occupied by an individual who acquired it in April 2019.

Source: Fannin County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	221 W 6TH ST, BONHAM, TX 75418-3603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 30, 2019	Vendor's Lien, Transfer · ARM EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019
Deed Sale	Apr 30, 2019
Prior Sale	Jan 6, 2012
Deed Document Number	2019-2509
Deed Book / Page	2129 / 0261
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	221 W 6TH ST, BONHAM, TX 75418-3603
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021006496
Date	Sep 7, 2021
Instrument	2021006496

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Apr 30, 2019
Property Address	221 W 6TH ST, BONHAM, TX 75418-3603
Document Number	2129/0261
Book / Page	2129 / 0261
Instrument Date	Apr 23, 2019
Instrument	2019-2509
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5651 E WAGON WHEEL WAY, 5651, KINGMAN, AZ 86401-8614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 W 6TH ST, BONHAM, TX 75418-3603
Investor	Possibly a Property Investor

Mortgage

Document Number	20192510
Date	Apr 30, 2019
Instrument	2019-2510

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$230,240 Land $36,340 Building $193,900	$230,240 Land $36,340 Building $193,900
2024	$3,468.00
2023		$241,290 Land $24,260 Building $217,030	$241,290 Land $24,260 Building $217,030
2018	$3,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 W 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 W 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Verizon.

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