Indian River County property record for 221 Turtle Way, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,045 sqft · built 1979 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,500,000 (Sep 2025) |
| Tax Bill | $39,811 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Nov 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 32-40-18-00001-0000-00095.0 |
| Primary APN | 32-40-18-00001-0000-00095.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,045 sqft Living Area |
| Gross Area | 5,655 sqft |
| 1st Floor Area | 4,253 sqft |
| 2nd Floor Area | 792 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 150 ft deep x 167 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 610 sqft |
| Driveway | Brick Driveway |
| Driveway Area | 2,029 sqft |
| Pool Area | 1 sqft |
| Patio Area | 1,020 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 221 TURTLE WAY |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | JOHNS ISLAND PLAT 1 LOT 95 PBI 8-8 |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 18 |
| Legal Subdivision | JOHNS ISLAND PLAT 1 |
| Legal Lot Number | 95 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50507 |
Source: Indian River County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 263 MAIN ST, HUNTINGTON, NY 11743-6929 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 4, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 8, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 8, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on Record |
| Deed Sale | Sep 4, 2025 · Amount on Record |
| Deed Document Number | 202544035 |
| Deed Book / Page | 3802 / 906 |
| Prior Transfer Date | Dec 7, 2020 |
| Prior Transfer Doc | 0033651261 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Sep 4, 2025 |
| Property Address | 221 TURTLE WAY, VERO BEACH, FL 32963-3315 |
| Document Number | 0038020906 |
| Book / Page | 3802 / 906 |
| Map Reference | MB 8 PG 8 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 3120250044035 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $31,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 WILMAR DR, PITTSBURGH, PA 15238-1607 |
| Name | Verified Name |
|---|---|
| Address | 263 MAIN ST, HUNTINGTON, NY 11743-6929 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 221 TURTLE WAY, INDIAN RIVER SHORES, FL 32963-3315 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 221 TURTLE WAY, INDIAN RIVER SHORES, FL 32963-3315 |
| Document Number | 0034811817 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 3481/1817 |
| Instrument | 3120210077725 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 15, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 8, 2020 |
| Property Address | 221 TURTLE WAY, INDIAN RIVER SHORES, FL 32963-3315 |
| Document Number | 0033651261 |
| Book / Page | 003365 / 001261 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 74288 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 221 TURTLE WAY INDIAN RIVER SHORES FL 329633315, INDIAN RIVER SHORES, FL 32963-3315 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,811.00 (+6.93%) | $3,828,126 (+7.19%) | $5,099,502 (+9.47%) Land $3,536,000 Building $1,563,502 |
| 2024 | $37,230.00 (+4.44%) | $3,571,459 (+1.23%) | $4,658,224 (+0.31%) Land $3,094,000 Building $1,564,224 |
| 2023 | $35,647.00 (+18.31%) | $3,528,010 (+30.31%) | $4,643,697 (+51.12%) Land $3,094,000 Building $1,549,697 |
| 2022 | $30,130.00 | $2,707,467 | $3,072,873 Land $1,878,500 Building $1,194,373 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 816 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,394 units insured incl. 578 condo units |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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