210 Turtle Way, Vero Beach, FL 32963 Property Records

Indian River County property record for 210 Turtle Way, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,321 sqft · built 1985
Lot Size	0.639 acres (27,878 sqft)
Owner	Company Name on Record
Last Sale	$1,460,100 (Jul 2023)
Tax Bill	$64,120 (2025)
Deeds & Mortgages	Jul 2023 Sale Jul 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`32-40-18-00001-0000-00097.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-18-00001-0000-00097.0`
Alternative APN	`55222`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,321 sqft Living Area
1st Floor Area	4,321 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	27,878 sqft (0.639 acres)
Lot Dimensions	210 ft deep x 107 ft wide
Garage Area	676 sqft
Driveway	Driveway
Driveway Area	3,780 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	90 sqft
Patio Area	1,390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	55222
Street Address	210 TURTLE WAY
City	VERO BEACH
State	FL
Zip	32963-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	JOHN'S ISLAND PLAT 1 LOT 97 PBI 8-8
Legal Range	40
Legal Township	32
Legal Section	18
Legal Subdivision	JOHNS ISLAND PLAT 1
Legal Lot Number	97
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1013
Census Tract	50507

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	210 TURTLE WAY, INDIAN RIVER SHORES, FL 32963-3315
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY
May 25, 2018	Deed of Trust, Mortgage · Line of Credit MARINE BK
Jun 20, 2017	Warranty Deed, Transfer · ARM MARINE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Apr 29, 2020 · Amount on Record
Deed Document Number	3120230037611
Deed Book / Page	3638 / 732
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 25, 2023
Property Address	210 TURTLE WAY, INDIAN RIVER SHORES, FL 32963-3315
Document Number	0036380732
Book / Page	3638 / 732
Map Reference	MB 8 PG 8
Instrument Date	Jul 6, 2023
Instrument	3120230037611
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$10,220.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 TURTLE WAY, INDIAN RIVER SHORES, FL 32963-3315

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	210 TURTLE WAY, INDIAN RIVER SHORES, FL 32963-3315

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	210 TURTLE WAY, INDIAN RIVER SHORES, FL 32963-3315
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033161347
Date	Jul 7, 2020
Book Page	3316/1347
Instrument	3120200038094

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.12%
Index	1-Year LIBOR
Max Rate	7.12%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 29, 2020
Property Address	210 TURTLE WAY, INDIAN RIVER SHORES, FL 32963-3315
Document Number	0032960809
Book / Page	003296 / 000809
Instrument Date	Apr 28, 2020
Instrument	23719
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$21,700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 154 PHILOMONT VA 201310154, PHILOMONT, VA 20131-0154

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	210 TURTLE WAY, INDIAN RIVER SHORES, FL 32963-3315
Document Number	0031210870
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	310 COCONUT PALM RD VERO BEACH FL 329633735, VERO BEACH, FL 32963-3735

Mortgage

Document Number	0031210870
Date	Jun 1, 2018
Book Page	003121/000870
Instrument	33566

Lender

Name	MARINE BK
Type	Bank
Address	VERO BEACH, FL 32963

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 31, 2023

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 20, 2017
Property Address	210 TURTLE WAY, INDIAN RIVER SHORES, FL 32963-3315
Document Number	0030340031
Book / Page	3034 / 0031
Map Reference	MB8 PG8
Instrument Date	Jun 14, 2017
Instrument	3120170035511
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ELITE TITLE TREASURE COAST I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 COCONUT PALM RD, VERO BEACH, FL 32963-3735

Mortgage

Document Number	0030340033
Date	Jun 20, 2017
Instrument	3034/0033

Lender

Name	MARINE BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Margin	3
Max Rate	9.25%

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Indian River Shores Town
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$64,120.00 (+6.23%)	$5,428,987 (+5.2%)	$5,528,813 (+7.14%) Land $2,720,000 Building $2,808,813
2023	$60,359.00 (+55.37%)	$5,160,440 (+43.18%) Land $2,380,000 Building $2,780,440	$5,160,440 (+43.18%) Land $2,380,000 Building $2,780,440
2022	$38,848.00	$3,604,131 Land $1,445,000 Building $2,159,131	$3,604,131 Land $1,445,000 Building $2,159,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 816 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,394 units insured incl. 578 condo units
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

210 Turtle Way, Vero Beach, FL 32963 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2018: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Turtle Way

Nearby Streets

Search Property Records by Address or Parcel Number