221 Turtle Pond Rd, Bainbridge, GA 39819 Property Records

Decatur County property record for 221 Turtle Pond Rd, Bainbridge, GA 39819

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 2002
Lot Size	0.639 acres (27,854 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Jun 2018)
Tax Bill	$2,812 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`B097D-020-000`

Property Details

APN / Parcel Number

Primary APN	`B097D-020-000`
Alternative APNs	`B097D00000020000` `17981`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Heated Area
1st Floor Area	1,500 sqft
Utility Area	96 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,854 sqft (0.639 acres)
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	300 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17981
Street Address	221 TURTLE POND RD
City	BAINBRIDGE
State	GA
Zip	39819-7882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	465 660 221 TURTLE POND RD
Legal Subdivision	BRIARHILL
Legal Lot Number	20
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	4
Census Block	4006
Census Tract	970600

Owner

Source: Decatur County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 TURTLE POND RD, BAINBRIDGE, GA 39819-7882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
May 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Sep 28, 2020	Warranty Deed, Transfer
Jun 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2018 · Amount on Record
Deed Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	2018599
Deed Book / Page	430 / 703
Last Transfer Date	Sep 28, 2020
Transfer Doc	000465/660
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Recording Date	Jul 29, 2026
Property Address	221 TURTLE POND RD, BAINBRIDGE, GA 39819-7882
Document Number	0569000013
Book / Page	569 / 13
Instrument Date	Jul 22, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 TURTLE POND RD, BAINBRIDGE, GA 39819-7882

Mortgage

Document Number	0569000013,
Date	Jul 29, 2026
Book Page	569/13

Lender

Name	PEOPLES BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	221 TURTLE POND RD, BAINBRIDGE, GA 39819-7882
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 TURTLE POND RD, BAINBRIDGE, GA 39819-7882

Mortgage

Document Number	0000000498/0000000715
Date	May 27, 2022
Book Page	0000000498/0000000715

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Sep 28, 2020
Property Address	221 TURTLE POND RD, BAINBRIDGE, GA 39819-7882
Document Number	000465/660
Book / Page	465 / 660
Instrument Date	Sep 28, 2020
Instrument	2020-000922
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 TURTLE POND RD, BAINBRIDGE, GA 39819-7882

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Jun 27, 2018
Property Address	221 TURTLE POND RD, BAINBRIDGE, GA 39819-7882
Document Number	000430/703
Book / Page	430 / 703
Instrument Date	Jun 27, 2018
Instrument	2018-000599
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1869, BAINBRIDGE, GA 39818-1869

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,812.00 (+23.39%)	$87,250 (+18.06%) Land $8,000 Building $79,250	$218,126 (+18.06%) Land $20,000 Building $198,126
2023	$2,279.00	$73,902 Land $8,000 Building $65,902	$184,755 Land $20,000 Building $164,755
2022	$2,279.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 policies
Nearby Flood Policies	87 in force
Nearby Flood Claims	24 (1983–2018)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 3 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Fiber · Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bainbridge Fiber.

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