209 Turtle Pond Rd, Bainbridge, GA 39819 Property Records

Decatur County property record for 209 Turtle Pond Rd, Bainbridge, GA 39819

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,633 sqft · built 1999
Lot Size	0.912 acres (39,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (Mar 2017)
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B097D-014-000`

Property Details

APN / Parcel Number

Primary APN	`B097D-014-000`
Alternative APNs	`B097D00000014000` `17975`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,633 sqft Heated Area
1st Floor Area	1,592 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,751 sqft (0.912 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Patio Area	513 sqft
Canopy	400 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17975
Street Address	209 TURTLE POND RD
City	BAINBRIDGE
State	GA
Zip	39819-7882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	472 487 209 TURTLE POND RD
Legal Subdivision	BRIARHILL
Legal Lot Number	14
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	4
Census Block	4006
Census Tract	970600

Owner

Source: Decatur County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 TURTLE POND RD, BAINBRIDGE, GA 39819-7882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Feb 12, 2021	Warranty Deed, Transfer
Mar 28, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2017 · Amount on Record
Deed Sale	Mar 28, 2017 · Amount on Record
Prior Sale	May 29, 2015 · Amount on Record
Deed Document Number	2017253
Deed Book / Page	410 / 717
Last Transfer Date	Feb 12, 2021
Transfer Doc	000472/487
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	209 TURTLE POND RD, BAINBRIDGE, GA 39819-7882
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 TURTLE POND RD, BAINBRIDGE, GA 39819-7882

Mortgage

Document Number	0000000472/0000000490
Date	Feb 22, 2021
Book Page	0000000472/0000000490

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Feb 12, 2021
Property Address	209 TURTLE POND RD, BAINBRIDGE, GA 39819-7882
Document Number	000472/487
Book / Page	472 / 487
Instrument Date	Feb 12, 2021
Instrument	2021-000183
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 TURTLE POND RD, BAINBRIDGE, GA 39819-7882

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Mar 28, 2017
Property Address	209 TURTLE POND RD, BAINBRIDGE, GA 39819-7882
Document Number	000410/717
Book / Page	410 / 717
Instrument Date	Mar 28, 2017
Instrument	2017-000253
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 TURTLE POND RD, BAINBRIDGE, GA 39819-7882

Mortgage

Document Number	410/720
Date	Mar 28, 2017
Book Page	410/720

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,419.00 (+5.31%) Homeowner's exemption	$93,101 (+22.1%) Land $8,800 Building $84,301	$232,753 (+22.1%) Land $22,000 Building $210,753
2023	$2,297.00 (-2.46%) Homeowner's exemption	$76,248 Land $8,800 Building $67,448	$190,620 Land $22,000 Building $168,620
2022	$2,355.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 policies
Nearby Flood Policies	87 in force
Nearby Flood Claims	24 (1983–2018)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 3 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bainbridge Fiber, Conexon Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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