Dutchess County and Fishkill Town property record for 221 Ter Rdg, Fishkill, NY 12524 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,482 sqft · built 1991 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,440 (2025) |
| Deeds & Mortgages | Oct 2023 Refinance Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 133089-6155-01-200853-0000 |
| Primary APN | 133089-6155-01-200853-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,482 sqft Living Area |
| Gross Area | 3,258 sqft |
| 1st Floor Area | 1,136 sqft |
| 2nd Floor Area | 1,346 sqft |
| Upper Floors Area | 282 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 46,609 sqft (1.07 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 808 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 06200853 |
|---|---|
| Street Address | 221 TERRACE RDG |
| City | FISHKILL |
| State | NY |
| Zip | 12524-2655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.07 AC (S) 1898 0098 1898 0096 |
| Legal Block | 1 |
| Legal Lot Number | 200 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | FISHKILL |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 60201 |
Source: Dutchess County and Fishkill Town records · APN 133089-6155-01-200853-0000
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 TERRACE RDG, FISHKILL, NY 12524-2655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance RHINEBECK SAVINGS BANK |
| Oct 30, 2018 | Deed of Trust, Mortgage · Line of Credit RHINEBECK BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 221 TERRACE RDG, FISHKILL, NY 12524-2655 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002212 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 2212 |
| Name | RHINEBECK SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 221 TERRACE RDG, FISHKILL, NY 12524-2655 |
| Document Number | 0000007586 |
| Instrument Date | Oct 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 221 TERRACE RDG FISHKILL NY 125242655, FISHKILL, NY 12524-2655 |
| Document Number | 0000007586 |
|---|---|
| Date | Dec 05, 2018 |
| Instrument | 7586 |
| Name | RHINEBECK BK |
|---|---|
| Type | Bank |
| Address | POUGHKEEPSIE, NY 12601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 04, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Dutchess County and Fishkill Town records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Fishkill Town |
| Unified School District | Wappingers Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,440.00 (+13.76%) | $617,600 (+8.43%) Land $137,300 Building $480,300 | $617,600 (+8.43%) Land $137,300 Building $480,300 |
| 2023 | $569,600 (+1%) Land $124,800 Building $444,800 | $569,600 (+1%) Land $124,800 Building $444,800 | |
| 2022 | $517,800 Land $113,500 Building $404,300 | $517,800 Land $113,500 Building $404,300 | |
| 2020 | $10,056.00 |
Source: FEMA National Flood Hazard Layer, Dutchess County (36027C), updated July 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360270602012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 21 (2003–2021) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Sep 2021, other causes, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
May also be available at this address: Optimum Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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