Dutchess County and Fishkill Town property record for 204 Ter Rdg, Fishkill, NY 12524
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,700 sqft · built 1991 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $318,000 (May 2001) |
| Tax Bill | $11,941 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133089-6155-01-184906-0000 |
| Primary APN | 133089-6155-01-184906-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| Gross Area | 3,350 sqft |
| 1st Floor Area | 1,376 sqft |
| 2nd Floor Area | 1,324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Contemporary |
| Exterior Material | Concrete |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Attached |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
| Porch | Covered Porch |
| Porch Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 06163907 |
|---|---|
| Street Address | 204 TERRACE RDG |
| City | FISHKILL |
| State | NY |
| Zip | 12524-2654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | 0.92 AC (S) 1978 0203 1902 0452 |
| Legal Subdivision | MAURERBROOK SEC 2 |
| Legal Block | 1 |
| Legal Lot Number | 184 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | FISHKILL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 60201 |
204 Ter Rdg is owned and occupied by two individuals who bought it in May 2001.
Source: Dutchess County and Fishkill Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 TERRACE RDG, FISHKILL, NY 12524-2654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUDSON VLY CU |
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit HUDSON VLY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2001 · Amount on File |
| Deed Sale | May 23, 2001 · Amount on File |
| Deed Book / Page | 22001 / 3919 |
| Prior Transfer Date | May 14, 1998 |
| Prior Transfer Doc | 2009000454 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 204 TERRACE RDG, FISHKILL, NY 12524-2654 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002286 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 2286 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 204 TERRACE RDG, FISHKILL, NY 12524-2654 |
| Document Number | 0000004594 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | NORTH RIVER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 204 TERRACE RDG FISHKILL NY 125242654, FISHKILL, NY 12524-2654 |
| Document Number | 0000004594 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 4594 |
| Name | HUDSON VLY CU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 4, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 204 TERRACE RDG, FISHKILL, NY 12524-2654 |
| Document Number | 0000004593 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2017 |
| Title Company | NORTH RIVER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 204 TERRACE RDG FISHKILL NY 125242654, FISHKILL, NY 12524-2654 |
| Document Number | 0000004593 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 4593 |
| Name | HUDSON VLY FCU |
|---|---|
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 11, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 204 Ter Rdg was $11,941.
Source: Dutchess County and Fishkill Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Fishkill Town |
| Unified School District | Wappingers Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,941.00 | $644,700 Land $135,800 Building $508,900 | $644,700 Land $135,800 Building $508,900 |
| 2023 | $599,000 (+10.01%) Land $123,500 Building $475,500 | $599,000 (+10.01%) Land $123,500 Building $475,500 | |
| 2022 | $544,500 Land $112,300 Building $432,200 | $544,500 Land $112,300 Building $432,200 | |
| 2020 | $10,606.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Ter Rdg in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1996–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Ter Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLENHAM WATER DISTRICT serves 2,246 people · EPA ID NY1305651 |
|---|---|
| Water Source | Purchased groundwater from FISHKILL VILLAGE |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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