221 S Naperville Rd, Wheaton, IL 60187 Property Records

DuPage County property record for 221 S Naperville Rd, Wheaton, IL 60187

Property Summary

Property Type	Commercial
Details	694 sqft · built 1969
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$198,500 (Nov 2019)
Tax Bill	$5,800 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`05-16-320-008`

Property Details

APN / Parcel Number

Primary APN	`05-16-320-008`

Interior

Stories	1 Story
Building Area	694 sqft Gross Area
1st Floor Area	694 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Corner

Location & Zoning

Street Address	221 S NAPERVILLE RD
City	WHEATON
State	IL
Zip	60187-5421
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C
Legal Description	EGGERS RESUB ALL & S 15 FT
Legal Subdivision	EGGERS RESUB
Legal Lot Number	9
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1014
Census Tract	842400

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	221 S NAPERVILLE RD, WHEATON, IL 60187-5421
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 1, 2019	Executor's Deed, Transfer · Commercial Mortgage FORTRESS BANK
Mar 21, 2018	Deed of Trust, Mortgage MARK R RECKLING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Prior Sale	Apr 20, 2009 · Amount on Record
Deed Document Number	2019100415
Prior Transfer Date	Mar 3, 2013
Prior Transfer Doc	0000009524
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	221 S NAPERVILLE RD, WHEATON, IL 60187-5421
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048990
Date	Aug 3, 2023
Instrument	R2023-048990

Lender

Name	TRUIST BANK
Type	Bank
Address	KINCAID, IL 62540

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Sep 2, 2031

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	221 S NAPERVILLE RD, WHEATON, IL 60187-5421
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N33 PLEASANT HILL RD, WHEATON, IL 60187-3961

Mortgage

Document Number	0000118076
Date	Aug 4, 2021
Instrument	R2021-118076

Lender

Name	TRUIST BANK
Type	Bank
Address	OLNEY, IL 62450

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Jun 11, 2041

November 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 1, 2019
Property Address	221 S NAPERVILLE RD, WHEATON, IL 60187-5421
Document Number	0000100415
Map Reference	DOC 52263
Instrument Date	Oct 1, 2019
Instrument	R2019-100415
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N333 PLEASANT HILL RD, WHEATON, IL 60187-3940

Mortgage

Document Number	0000100416
Date	Nov 1, 2019
Instrument	R2019-100416

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Oct 4, 2024

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	221 S NAPERVILLE RD, WHEATON, IL 60187-5421
Document Number	0000031069
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	29296 SALISBURY NAPERVILLE IL 60565, NAPERVILLE, IL 60565

Mortgage

Document Number	0000031069
Date	Apr 11, 2018
Instrument	31069

Lender

Name	MARK R RECKLING
Address	10301 ENTERPRISE WAY, STURTEVANT, WI 53177-1956

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,800.00 (+2.42%)	$95,761 (+17.1%) Land $89,198 Building $6,563	$287,283 (+17.1%) Land $267,594 Building $19,689
2022	$5,663.00	$81,780 Land $73,880 Building $7,900	$245,340 Land $221,640 Building $23,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	737.6 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2010–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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