Decatur County property record for 221 S Cherry St, Lamoni, IA 50140 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 939 sqft · built 1920 |
| Lot Size | 0.175 acres (7,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $81,000 (Jul 2023) |
| Tax Bill | $1,384 (2024) |
| Deeds & Mortgages | Jul 2023 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1311137003 |
| Primary APN | 1311137003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 939 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 7,628 sqft (0.175 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Street Address | 221 S CHERRY ST |
|---|---|
| City | LAMONI |
| State | IA |
| Zip | 50140-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTERN ADDN S 76' L OT 12 & S 76' OF W 15 ' LOT 13 |
| Legal Subdivision | EASTERN ADD |
| Legal Lot Number | 13 |
| Jurisdiction | DECATUR IA |
| Township / Civil Division | LAMONI |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 960200 |
Source: Decatur County records · APN 1311137003
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 221 S CHERRY ST, LAMONI, IA 50140-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 16, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on Record |
| Deed Sale | Jul 31, 2023 · Amount on Record |
| Prior Sale | Aug 17, 2006 · Amount on Record |
| Deed Document Number | 2023874 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 221 S CHERRY ST, LAMONI, IA 50140-1334 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020230875 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 2023-0875 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 221 S CHERRY ST, LAMONI, IA 50140-1334 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020200673 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020-0673 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Decatur County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Decatur County |
| Municipality | Lamoni City |
| Unified School District | Lamoni Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78,500 (+34.26%) Land $12,860 Building $65,640 | $78,500 (+34.26%) Land $12,860 Building $65,640 | |
| 2024 | $1,384.00 (+126.14%) | ||
| 2023 | $58,470 Land $8,040 Building $50,430 | $58,470 Land $8,040 Building $50,430 | |
| 2021 | $612.00 |
Source: FEMA National Flood Hazard Layer, Decatur County (19053C), updated February 16, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190539602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Claims | 6 (1980–2010) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2010, river or lake flooding, Severe Storms, Flooding, And Tornadoes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Grand River Mutual Telephone | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Lockridge Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.
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