Decatur County property record for 202 S Cherry St, Lamoni, IA 50140 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 2023 |
| Lot Size | 0.276 acres (12,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Oct 2023) |
| Tax Bill | $5,398 (2024) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Dec 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1311134004 |
| Primary APN | 1311134004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,776 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 12,045 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Street Address | 202 S CHERRY ST |
|---|---|
| City | LAMONI |
| State | IA |
| Zip | 50140-1335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O.T. LOTS 1 & 2 BLK. 20 |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 20 |
| Legal Lot Number | 1-2 |
| Jurisdiction | DECATUR IA |
| Township / Civil Division | LAMONI |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 960200 |
Source: Decatur County records · APN 1311134004
Assessment roll updated March 31, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 202 S CHERRY ST, LAMONI, IA 50140-1335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2023 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK |
| Dec 08, 2022 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK |
| Jan 11, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2023 · Amount on Record |
| Deed Sale | Oct 27, 2023 · Amount on Record |
| Prior Sale | Jan 11, 2021 |
| Deed Document Number | 20231285 |
| Prior Transfer Date | Oct 13, 2022 |
| Prior Transfer Doc | 0000000011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DECATUR IA |
| Recording Date | Oct 27, 2023 |
| Property Address | 202 S CHERRY ST, LAMONI, IA 50140-1335 |
| Document Number | 0020231285 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023-1285 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 202 S CHERRY ST, LAMONI, IA 50140-1335 |
| Document Number | 0020231286 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 2023-1286 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Number | 0020231287 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 2023-1287 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MO 65202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 202 S CHERRY ST, LAMONI, IA 50140-1335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020221811 |
|---|---|
| Date | Dec 08, 2022 |
| Instrument | 2022-1811 |
| Name | FARMERS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DECATUR IA |
| Recording Date | Jan 11, 2021 |
| Property Address | 202 S CHERRY ST, LAMONI, IA 50140-1335 |
| Document Number | 0020210075 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 2021-0075 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 401 N MAIN ST, LEON, IA 50144-1423 |
Source: Decatur County records · Assessment roll updated March 31, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Decatur County |
| Municipality | Lamoni City |
| Unified School District | Lamoni Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $298,700 (+3,882.67%) Land $20,000 Building $278,700 | $298,700 (+3,882.67%) Land $20,000 Building $278,700 | |
| 2024 | $5,398.00 (+573.07%) | ||
| 2023 | $7,500 (-11.16%) Land $7,500 | $7,500 (-11.16%) Land $7,500 | |
| 2022 | $8,442 Land $8,442 | ||
| 2021 | $8,442 Land $8,442 | ||
| 2018 | $802.00 |
Source: FEMA National Flood Hazard Layer, Decatur County (19053C), updated February 16, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190539602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 6 (1980–2010) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2010, river or lake flooding, Severe Storms, Flooding, And Tornadoes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 138 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Grand River Mutual Telephone | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Lockridge Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.
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