221 Rosedale St, Toccoa, GA 30577 Property Records

Stephens County property record for 221 Rosedale St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 1960
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$144,500 (Apr 2018)
Tax Bill	$2,893 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T24 039`

Property Details

APN / Parcel Number

Primary APN	`T24 039`
Alternative APN	`678100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,904 sqft Heated Area
Basement Area	630 sqft
Unfinished Basement	630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	24 sqft
Utility Building	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	678100
Street Address	221 ROSEDALE ST
City	TOCCOA
State	GA
Zip	30577-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 10 & PT LOT 11 PINE VALLEY S/D
Legal Subdivision	PINE VALLEY
Legal Lot Number	10,11
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2009
Census Tract	970102

Owner

221 Rosedale St is owned and occupied by an individual who bought it in April 2018.

Source: Stephens County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	221 ROSEDALE ST, TOCCOA, GA 30577-1924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Apr 24, 2018	Grant Deed, Transfer · FHA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Prior Sale	Sep 28, 2012 · Amount on File
Deed Document Number	2018369
Deed Book / Page	1148 / 44
Prior Transfer Date	Aug 17, 2015
Prior Transfer Doc	0010720016
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	221 ROSEDALE ST, TOCCOA, GA 30577-1924
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 ROSEDALE ST, TOCCOA, GA 30577-1924

Mortgage

Document Number	0012610000000498
Date	Aug 3, 2021
Book Page	0000001261/0000000498

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 24, 2018
Property Address	221 ROSEDALE ST, TOCCOA, GA 30577-1924
Document Number	0011480044
Book / Page	001148 / 000044
Instrument Date	Apr 20, 2018
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 ROSEDALE ST TOCCOA GA 305771924, TOCCOA, GA 30577-1924

Mortgage

Document Number	11480048
Date	Apr 24, 2018
Book Page	001148/000048

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 221 Rosedale St was $2,893 with a homeowner's exemption.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,893.00 Homeowner's exemption	$100,431 Land $4,352 Building $96,079	$251,076 Land $10,879 Building $240,197
2023	$2,124.00 (+3.01%)	$61,752 (+5.9%) Land $4,352 Building $57,400	$154,380 (+5.9%) Land $10,879 Building $143,501
2022	$2,062.00	$58,311 Land $4,352 Building $53,959	$145,777 Land $10,879 Building $134,898

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 Rosedale St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Rosedale St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon, Windstream.

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