Iredell County property record for 196 Rivercliff Dr, Stony Point, NC 28678
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Individual Name on File |
| Last Sale | $41,000 (May 2007) |
| Tax Bill | $177 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3774-74-3485.000 |
| Primary APN | 3774-74-3485.000 |
|---|---|
| Alternative APN |
|
| Lot Area | 53,143 sqft (1.22 acres) |
|---|---|
| Porch | Porch |
| Porch Area | 456 sqft |
| Patio Area | 52 sqft |
| Account Number | 80025595 |
|---|---|
| Street Address | 196 RIVERCLIFF DR |
| City | STONY POINT |
| State | NC |
| Zip | 28678-9030 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RA |
| Legal Description | L34 RIVERWALK PH 3 PB 25-51-56 |
| Legal Subdivision | RIVERWALK |
| Legal Block | 74 |
| Legal Lot Number | 34 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | SHILOH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 61101 |
196 Rivercliff Dr, residential vacant land, is owned by an individual who acquired it in October 2013.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1815 ALDERSON AVE, BILLINGS, MT 59102-4015 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2007 · Amount on File |
| Deed Sale | May 30, 2007 · Amount on File |
| Prior Sale | Oct 1, 1996 · Amount on File |
| Deed Book / Page | 1854 / 437 |
| Last Transfer Date | Oct 10, 2013 |
| Transfer Doc | 22700783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 196 RIVERCLIFF DR, STONY POINT, NC 28678-9030 |
| Document Number | 25761487 |
| Instrument Date | Sep 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 137 TETCOTT ST MOORESVILLE NC 28115, MOORESVILLE, NC 28115 |
| Document Number | 25761487 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 002576/001487 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 5, 2048 |
The 2025 property tax bill for 196 Rivercliff Dr was $177.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,000 (-) Land $30,000 | $30,000 (-) Land $30,000 | |
| 2025 | $177.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
| 2023 | $177.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 Rivercliff Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Rivercliff Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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