221 Pepper Tree Rd, Chula Vista, CA 91910 Property Records

San Diego County property record for 221 Pepper Tree Rd, Chula Vista, CA 91910

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,526 sqft · built 1951
Lot Size0.89 acres (38,768 sqft)
Owner2 Company Names on Record
Last Sale$169,000 (Jul 1993)
Tax Bill$3,431 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN570-213-15-00

Property Details

APN / Parcel Number

Primary APN570-213-15-00
Alternative APN
  • 5702131300

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,526 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area38,768 sqft (0.89 acres)

Location & Zoning

Old Parcel Number5702131300
Street Address221 PEPPER TREE RD
CityCHULA VISTA
StateCA
Zip91910-3126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 19 DOC73-257994 IN TR 002207
Legal SubdivisionSUNNY VISTA
Legal Tract002207
Legal Block1
Legal Lot Number19
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract13401

Owner

Source: San Diego County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address221 PEPPER TREE RD, CHULA VISTA, CA 91910-3126
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Feb 10, 2020Deed of Trust, Mortgage · VA Mortgage
WEST COAST FUNDING & REAL ESTATE SVCS
Jan 3, 2017Deed of Trust, Mortgage · VA Mortgage
LEADING MORTGAGE SOLUTIONS INC LEADING MORTGAGE SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 1993 · Amount on Record
Deed SaleJul 23, 1993 · Amount on Record
Deed Document Number1993472619
Last Transfer DateDec 30, 2024
Transfer Doc0000011269
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateSep 30, 2026
Property Address221 PEPPER TREE RD, CHULA VISTA, CA 91910-3126
Document Number0000283218
Instrument DateJul 15, 2025
Instrument2026283218
Transaction TypeMortgage
Record UpdatedOct 7, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address221 PEPPER TREE RD, CHULA VISTA, CA 91910-3126

Mortgage

Document Number0000283218,
DateSep 30, 2026
Instrument2026283218
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term467 Months
DueAug 1, 2065
Interest
Max Rate-1%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address221 PEPPER TREE RD, CHULA VISTA, CA 91910-3126
Document Number0000078465
Instrument DateFeb 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address221 PEPPER TREE RD CHULA VISTA CA 919103126, CHULA VISTA, CA 91910-3126

Mortgage

Document Number0000078465
DateFeb 14, 2020
Instrument78465
Lender
NameWEST COAST FUNDING & REAL ESTATE SVCS
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 13, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address221 PEPPER TREE RD, CHULA VISTA, CA 91910-3126
Document Number0000010910
Instrument DateJan 3, 2017
Transaction TypeMortgage
Record UpdatedAug 14, 2018
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address221 PEPPER TREE RD CHULA VISTA CA 919103126, CHULA VISTA, CA 91910-3126

Mortgage

Document Number0000010910
DateJan 9, 2017
Instrument10910
Lender
NameLEADING MORTGAGE SOLUTIONS INC LEADING MORTGAGE SOLUTIONS INC
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92108
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 8, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$292,959 (+2%) Land $147,348 Building $145,611
2025$3,431.00 (+5.21%)$287,215 (+4.04%) Land $144,459 Building $142,756
2023$3,261.00 (+3%) Homeowner's exemption$276,063 Land $138,850 Building $137,213
2022$3,166.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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