San Diego County property record for 221 Pepper Tree Rd, Chula Vista, CA 91910
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,526 sqft · built 1951 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $169,000 (Jul 1993) |
| Tax Bill | $3,431 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-213-15-00 |
| Primary APN | 570-213-15-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,526 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 38,768 sqft (0.89 acres) |
| Old Parcel Number | 5702131300 |
|---|---|
| Street Address | 221 PEPPER TREE RD |
| City | CHULA VISTA |
| State | CA |
| Zip | 91910-3126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 19 DOC73-257994 IN TR 002207 |
| Legal Subdivision | SUNNY VISTA |
| Legal Tract | 002207 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13401 |
Source: San Diego County records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 221 PEPPER TREE RD, CHULA VISTA, CA 91910-3126 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Feb 10, 2020 | Deed of Trust, Mortgage · VA Mortgage WEST COAST FUNDING & REAL ESTATE SVCS |
| Jan 3, 2017 | Deed of Trust, Mortgage · VA Mortgage LEADING MORTGAGE SOLUTIONS INC LEADING MORTGAGE SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 1993 · Amount on Record |
| Deed Sale | Jul 23, 1993 · Amount on Record |
| Deed Document Number | 1993472619 |
| Last Transfer Date | Dec 30, 2024 |
| Transfer Doc | 0000011269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 30, 2026 |
| Property Address | 221 PEPPER TREE RD, CHULA VISTA, CA 91910-3126 |
| Document Number | 0000283218 |
| Instrument Date | Jul 15, 2025 |
| Instrument | 2026283218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 221 PEPPER TREE RD, CHULA VISTA, CA 91910-3126 |
| Document Number | 0000283218, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 2026283218 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 467 Months |
| Due | Aug 1, 2065 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 221 PEPPER TREE RD, CHULA VISTA, CA 91910-3126 |
| Document Number | 0000078465 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 221 PEPPER TREE RD CHULA VISTA CA 919103126, CHULA VISTA, CA 91910-3126 |
| Document Number | 0000078465 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 78465 |
| Name | WEST COAST FUNDING & REAL ESTATE SVCS |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 221 PEPPER TREE RD, CHULA VISTA, CA 91910-3126 |
| Document Number | 0000010910 |
| Instrument Date | Jan 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 221 PEPPER TREE RD CHULA VISTA CA 919103126, CHULA VISTA, CA 91910-3126 |
| Document Number | 0000010910 |
|---|---|
| Date | Jan 9, 2017 |
| Instrument | 10910 |
| Name | LEADING MORTGAGE SOLUTIONS INC LEADING MORTGAGE SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $292,959 (+2%) Land $147,348 Building $145,611 | |
| 2025 | $3,431.00 (+5.21%) | $287,215 (+4.04%) Land $144,459 Building $142,756 |
| 2023 | $3,261.00 (+3%) Homeowner's exemption | $276,063 Land $138,850 Building $137,213 |
| 2022 | $3,166.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.
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