199 Pepper Tree Rd, Chula Vista, CA 91910 Property Records

San Diego County property record for 199 Pepper Tree Rd, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Nov 2013)
Tax Bill	$8,467 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`570-213-18-00`

Property Details

APN / Parcel Number

Primary APN	`570-213-18-00`
Alternative APN	`5702130500`

Exterior

Lot Area	42,689 sqft (0.98 acres)

Location & Zoning

Old Parcel Number	5702130500
Street Address	199 PEPPER TREE RD
City	CHULA VISTA
State	CA
Zip	91910-3155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 19 (EX HWY)SELY PAR PER ROS 11099 IN TR 002207
Legal Subdivision	SUNNY VISTA
Legal Tract	002207
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13401

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	199 PEPPER TREE RD, CHULA VISTA, CA 91910-3155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Nov 13, 2018	Quit Claim Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2013 · Amount on Record
Deed Sale	Nov 27, 2013 · Amount on Record
Prior Sale	Apr 30, 2010 · Amount on Record
Deed Document Number	2013696758
Last Transfer Date	Nov 7, 2018
Transfer Doc	0000472036
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	199 PEPPER TREE RD, CHULA VISTA, CA 91910-3155
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 PEPPER TREE RD, CHULA VISTA, CA 91910-3155
Investor	Possibly a Property Investor

Mortgage

Document Number	0000107925
Date	Apr 26, 2023
Instrument	2023-0107925

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	199 PEPPER TREE RD, CHULA VISTA, CA 91910-3155
Document Number	0000177392
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	199 PEPPER TREE RD CHULA VISTA CA 919103155, CHULA VISTA, CA 91910-3155

Mortgage

Document Number	0000177392
Date	Apr 7, 2020
Instrument	177392

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 13, 2018
Property Address	199 PEPPER TREE RD, CHULA VISTA, CA 91910-3155
Document Number	0000472036
Instrument Date	Nov 7, 2018
Instrument	472036
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	199 PEPPER TREE RD CHULA VISTA CA 919103155, CHULA VISTA, CA 91910-3155

Mortgage

Document Number	472037
Date	Nov 13, 2018
Instrument	472037

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$718,399 (+2%) Land $248,172 Building $470,227
2025	$8,467.00 (+5.06%)	$704,313 (+4.04%) Land $243,306 Building $461,007
2023	$8,059.00 (+2.95%)	$676,965 Land $233,859 Building $443,106
2022	$7,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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