Lincoln County property record for 221 Orchard Dr, Stanford, KY 40484
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,080 sqft · built 1992 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Nov 2025) |
| Tax Bill | $1,620 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07A-002-02 |
| Primary APN | 07A-002-02 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating Fuel | Electric |
|---|
| Street Address | 221 ORCHARD DR |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-9573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & LOTS |
| Legal Subdivision | EATON SUBDIVISION |
| Legal Lot Number | S |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 920102 |
221 Orchard Dr is owned and occupied by an individual who bought it in November 2025.
Source: Lincoln County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 221 ORCHARD DR, STANFORD, KY 40484-9573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Mar 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK |
| Sep 15, 2021 | Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2025 · Amount on File |
| Deed Sale | Nov 12, 2025 · Amount on File |
| Prior Sale | Sep 15, 2021 · Amount on File |
| Deed Book / Page | 493 / 221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Nov 12, 2025 |
| Property Address | 221 ORCHARD DR, STANFORD, KY 40484-9573 |
| Document Number | 000493/221 |
| Book / Page | 493 / 221 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2327574 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | UNKNOWN, LAND GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 E SETTLERS WAY, STANFORD, KY 40484-7565 |
| Name | Verified Name |
|---|---|
| Address | 221 ORCHARD DR, STANFORD, KY 40484-9573 |
| Document Number | 0002327575 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2327575 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Mar 28, 2022 |
| Property Address | 221 ORCHARD DR, STANFORD, KY 40484-9573 |
| Document Number | 0000468/16 |
| Book / Page | 468 / 16 |
| Map Reference | FILE A-23 PG 19 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 491395 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 ORCHARD DR, 221, STANFORD, KY 40484-9573 |
| Name | Verified Name |
|---|---|
| Address | 930 SNAKE RIDGE RD, LIBERTY, KY 42539-7648 |
| Document Number | 0000491396 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 491396 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Sep 15, 2021 |
| Property Address | 221 ORCHARD DR, STANFORD, KY 40484-9573 |
| Document Number | DEED463/822 |
| Book / Page | DEED 463 / 822 |
| Map Reference | FILE A-23 PG 19 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 478830 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 INDEPENDENCE CT, 115, DANVILLE, KY 40422-1082 |
| Name | Verified Name |
|---|---|
| Address | 221 ORCHARD DR, STANFORD, KY 40484-9573 |
| Document Number | 478831 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 478831 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 221 Orchard Dr was $1,620, down 4.3% from the year before.
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,620.00 (-4.26%) | $165,000 Land $30,000 Building $135,000 | $165,000 Land $30,000 Building $135,000 |
| 2024 | $1,692.00 | ||
| 2023 | $165,000 Land $30,000 Building $135,000 | $165,000 Land $30,000 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 Orchard Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Orchard Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUSTONVILLE WATER WORKS serves 5,420 people · EPA ID KY0690203 |
|---|---|
| Water Source | Purchased surface water from DANVILLE CITY WATER WORKS |
| Last State Inspection | May 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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