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221 Oak Dr S, Fleming Island, FL 32003 Property Records

Clay County property record for 221 Oak Dr S, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,761 sqft · built 1985
Lot Size0.903 acres (39,378 sqft)
Owner2 Company Names on Record
Last Sale$1,300,000 (Dec 2023)
Tax Bill$12,235 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN37-05-26-014614-048-00

Property Details

APN / Parcel Number

Primary APN37-05-26-014614-048-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,761 sqft Heated Area
Gross Area5,895 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area39,378 sqft (0.903 acres)
Lot Dimensions303 ft deep x 130 ft wide
Garage Area1,054 sqft

Exterior Amenities

Pool Area720 sqft
PorchPorch
Porch Area273 sqft
Deck Area876 sqft
Patio Area24 sqft
Boat House312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address221 OAK DR S
CityFLEMING ISLAND
StateFL
Zip32003-8777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 122 FLEMING OAKS UNIT 4 ASREC O R 4780 PG 1809, 4861 PG1068
Legal Range26
Legal Township05
Legal Section37
Legal SubdivisionFLEMING OAKS 04
Legal Lot Number122
Legal Unit4
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2001
Census Tract30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address221 OAK DR S, FLEMING ISLAND, FL 32003-8777
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleDec 14, 2023 · Amount on Record
Deed SaleDec 14, 2023 · Amount on Record
Prior SaleDec 14, 2023 · Amount on Record
Deed Document Number0047801809
Deed Book / Page4780 / 1809
Last Transfer DateSep 24, 2024
Transfer Doc0048611068
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateDec 14, 2023
Property Address221 OAK DR S, FLEMING ISLAND, FL 32003-8777
Document Number0047801809
Book / Page4780 / 1809
Map ReferenceMB 16 PG 3&4
Instrument DateDec 13, 2023
Instrument2023061204
Transaction TypeTransfer
Record UpdatedJan 16, 2024
Title CompanyWATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1255 LIGHTHOUSE PT, LINCOLNTON, GA 30817-0106

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 OAK DR S, FLEMING ISLAND, FL 32003-8777

Mortgage

Document Number0047801811
DateDec 14, 2023
Instrument4780/1811
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,235.00 (+28.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$852,342 (+32.28%) Land $328,250 Building $524,092$852,342 (+2.62%) Land $328,250 Building $524,092
2023$9,508.00 (+4.15%) Homeowner's exemption$644,330 (+3%)$830,554 (+9.99%) Land $328,250 Building $502,304
2022$9,129.00 Homeowner's exemption$625,564$755,105 Land $328,250 Building $426,855

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: IQ Fiber.

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