191 Oak Dr S, Fleming Island, FL 32003 Property Records

Clay County property record for 191 Oak Dr S, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,293 sqft · built 2023
Lot Size	0.706 acres (30,796 sqft)
Owner	Individual Name on Record
Last Sale	$442,500 (Feb 2018)
Tax Bill	$14,903 (2025)
Deeds & Mortgages	Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`37-05-26-014614-050-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-26-014614-050-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,293 sqft Heated Area
Gross Area	4,615 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,796 sqft (0.706 acres)
Lot Dimensions	220 ft deep x 140 ft wide

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	345 sqft
Boat Access	Boat Access
Boat House	535 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	191 OAK DR S
City	FLEMING ISLAND
State	FL
Zip	32003-8777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 124 FLEMING OAKS UNIT 4 ASREC O R 4056 PG 2176
Legal Range	26
Legal Township	05
Legal Section	37
Legal Subdivision	FLEMING OAKS
Legal Lot Number	124
Legal Unit	4
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	191 OAK DR S, ORANGE PARK, FL 32003-8777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2018 · Amount on Record
Deed Sale	Feb 20, 2018 · Amount on Record
Prior Sale	Jun 1, 2011 · Amount on Record
Deed Document Number	2018008490
Deed Book / Page	4056 / 2176
Record Updated	Jun 8, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 20, 2018
Property Address	191 OAK DR S, FLEMING ISLAND, FL 32003-8777
Document Number	0040562176
Book / Page	004056 / 002176
Instrument Date	Feb 16, 2018
Instrument	8490
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,097.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4591 ORLEGA ISLAND DR N JACKSONVILLE FL 32210, JACKSONVILLE, FL 32210

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,903.00 (+147.85%) Homeowner's exemption	$1,017,291 (+151.31%)	$1,098,456 (+171.36%) Land $506,000 Building $592,456
2023	$6,013.00 (+11.56%)	$404,800 (+14.29%) Land $404,800	$404,800 (+14.29%) Land $404,800
2022	$5,390.00	$354,200 Land $354,200	$354,200 Land $354,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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