221 Nottingham Dr, Middlesboro, KY 40965 Property Records

Bell County property record for 221 Nottingham Dr, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 1997
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Nov 2009)
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-10-00-125.00`

Property Details

APN / Parcel Number

Primary APN	`068-10-00-125.00`
Alternative APNs	`16666` `6778`

Interior

Stories	1 Story
Building Area	1,920 sqft Living Area
Basement Area	480 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Terrain	Rolling
Garage Type	Basement
Garage Area	480 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	16666
Street Address	221 NOTTINGHAM DR
City	MIDDLESBORO
State	KY
Zip	40965-9443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART LOT 351 & 0.65 ACRE & TRIANGULA
Legal Subdivision	GUNNERGATE PHASE IV
Legal Lot Number	351
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2000
Census Tract	960800

Owner

221 Nottingham Dr is owned and occupied by two individuals who bought it in November 2009.

Source: Bell County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 NOTTINGHAM DR, MIDDLESBORO, KY 40965-9443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Jul 25, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2009 · Amount on File
Deed Sale	Nov 30, 2009 · Amount on File
Deed Book / Page	347 / 442
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Recording Date	Oct 5, 2026
Property Address	221 NOTTINGHAM DR, MIDDLESBORO, KY 40965-9443
Document Number	0000296843
Book / Page	410 / 247
Instrument Date	Sep 22, 2026
Instrument	2026296843
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 NOTTINGHAM DR, MIDDLESBORO, KY 40965-9443
Investor	Possibly a Property Investor

Mortgage

Document Number	0000296843,
Date	Oct 5, 2026
Book Page	410/247
Instrument	2026296843

Lender

Name	COMMUNITY TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	221 NOTTINGHAM DR, MIDDLESBORO, KY 40965-9443
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 NOTTINGHAM DR, MIDDLESBORO, KY 40965-9443

Mortgage

Document Number	00M382/372
Date	Jul 1, 2022
Book Page	M382/372
Instrument	192319

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jun 21, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	221 NOTTINGHAM DR, MIDDLESBORO, KY 40965-9443
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 NOTTINGHAM DR, MIDDLESBORO, KY 40965-9443

Mortgage

Document Number	000M358/45
Date	Jul 25, 2019
Book Page	M358/45
Instrument	179841

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 11, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 221 Nottingham Dr was $1,706 with a homeowner's exemption.

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,706.00 Homeowner's exemption	$192,000 Land $192,000	$192,000 Land $192,000
2023	$1,704.00 Homeowner's exemption	$192,000	$192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Nottingham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Nottingham Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 83% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Eastern Telephone & Technologies.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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