218 Nottingham Dr, Middlesboro, KY 40965 Property Records

Bell County property record for 218 Nottingham Dr, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,880 sqft · built 1994
Owner	2 Individual Names on File
Last Sale	$151,000 (Apr 2017)
Tax Bill	$1,802 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-10-00-142.00`

Property Details

APN / Parcel Number

Primary APN	`068-10-00-142.00`
Alternative APNs	`14179` `8840`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
Basement Area	960 sqft
Finished Basement	960 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	8840
Street Address	218 NOTTINGHAM DR
City	MIDDLESBORO
State	KY
Zip	40965-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 354 GUNNERGATE PHASE IV; AMBLESI
Legal Subdivision	GUNNERGATE
Legal Phase	4
Legal Lot Number	354
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2005
Census Tract	960800

Owner

218 Nottingham Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Bell County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	218 NOTTINGHAM DR, MIDDLESBORO, KY 40965-9442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit HEARTHSIDE BANK CORP
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
Apr 20, 2017	Warranty Deed, Transfer · Line of Credit COMMERCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2017 · Amount on File
Deed Sale	Apr 20, 2017 · Amount on File
Deed Document Number	20171346
Deed Book / Page	374 / 65
Prior Transfer Date	Jun 1, 2015
Prior Transfer Doc	00D366/108
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	218 NOTTINGHAM DR, MIDDLESBORO, KY 40965-9442
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M392/510
Date	Mar 21, 2024
Book Page	M392/510
Instrument	200637

Lender

Name	HEARTHSIDE BANK CORP
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 5, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	218 NOTTINGHAM DR, MIDDLESBORO, KY 40965-9442
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M364/239
Date	Jun 17, 2020
Book Page	M364/239
Instrument	183086

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL KY
Recording Date	Apr 20, 2017
Property Address	218 NOTTINGHAM DR, MIDDLESBORO, KY 40965-9442
Document Number	000D374/65
Book / Page	D374 / 65
Instrument Date	Apr 18, 2017
Instrument	171346
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 NOTTINGHAM DR, MIDDLESBORO, KY 40965-9442

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	218 NOTTINGHAM DR, MIDDLESBORO, KY 40965-9442

Mortgage

Document Number	0000171347
Date	Apr 20, 2017
Instrument	171347

Lender

Name	COMMERCIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 218 Nottingham Dr was $1,802.

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,802.00	$151,000 Land $151,000	$151,000 Land $151,000
2023	$1,766.00	$151,000	$151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Nottingham Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Nottingham Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 83% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Eastern Telephone & Technologies.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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