Centre County property record for 221 Mill St, Howard, PA 16841
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,365 sqft · built 1950 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,082 (2026) |
| Deeds & Mortgages | Jul 2005 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 27-002-,186-,0000 |
| Primary APN | 27-002-,186-,0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,365 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Block |
| Lot Area | 7,405 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Coal |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 221 MILL ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 10100 |
221 Mill St is owned by an individual who acquired it in February 2004.
Source: Centre County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 362, HOWARD, PA 16841-0362 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 25, 2004 |
| Transfer Doc | 0000000555 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 221 MILL ST, HOWARD, PA 16841 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01853/1074 |
|---|---|
| Date | Jul 27, 2005 |
| Book Page | 1853/1074 |
| Instrument | 002000 |
| Name | BENEFICIAL CONSUMER DISCOUNT CO |
|---|---|
| Type | Non-Lending Institution |
| Address | 1995 S ATHERTON ST, STATE COLLEGE, PA 16801 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jul 26, 2030 |
The 2026 property tax bill for 221 Mill St was $2,082.
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,082.00 | $27,325 Land $5,000 Building $22,325 | |
| 2025 | $54,650 Land $10,000 Building $44,650 | ||
| 2024 | $2,071.00 | $27,325 Land $5,000 Building $22,325 | |
| 1994 | $54,650 Land $10,000 Building $44,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 Mill St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Mill St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF HOWARD serves 1,001 people · EPA ID PA4140080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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