Centre County property record for 200 Mill St, Howard, PA 16841
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,320 sqft · built 1966 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500 (Aug 1965) |
| Tax Bill | $2,071 (2026) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jun 2005 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-002-,188-,0000 |
| Primary APN | 27-002-,188-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,988 sqft (0.39 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 200 MILL ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 10100 |
200 Mill St is owned and occupied by an individual who acquired it in June 2020.
Source: Centre County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 MILL ST, HOWARD, PA 16841-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2020 | Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK |
| Jun 22, 2005 | Deed of Trust, Mortgage · Line of Credit SOVEREIGN BANK |
| Sep 9, 2008 | Deed of Trust, Mortgage · Line of Credit SOVEREIGN BANK |
| Jun 5, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage JERSEY SHORE STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 1965 · Amount on File |
| Deed Sale | Aug 27, 1965 · Amount on File |
| Deed Book / Page | 282 / 362 |
| Last Transfer Date | Jun 5, 2020 |
| Transfer Doc | 0002251/71 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 200 MILL ST, HOWARD, PA 16841-2222 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002251/343 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 2251/343 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Address | JERSEY SHORE, PA 17740 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 200 MILL ST, HOWARD, PA 16841-2222 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01838/0268 |
|---|---|
| Date | Jun 22, 2005 |
| Book Page | 1838/0268 |
| Instrument | 001518 |
| Name | SOVEREIGN BANK |
|---|---|
| Type | Bank |
| Address | 525 LANCASTER AVE, READING, PA 19611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 6, 2035 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 200 MILL ST, HOWARD, PA 16841-2222 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | FISERV LENDING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 02020/0098 |
|---|---|
| Date | Sep 9, 2008 |
| Book Page | 2020/0098 |
| Name | SOVEREIGN BANK |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 22, 2038 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Jun 5, 2020 |
| Property Address | 200 MILL ST, HOWARD, PA 16841-2222 |
| Document Number | 0002251/71 |
| Book / Page | 2251 / 71 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 MILL ST, HOWARD, PA 16841-2222 |
| Document Number | 0000225172 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 2251/72 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.25% |
| Index | 1-Year LIBOR |
| Max Rate | 11.2% |
The 2026 property tax bill for 200 Mill St was $2,071.
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,071.00 | $27,175 Land $6,420 Building $20,755 | |
| 2025 | $54,350 Land $12,840 Building $41,510 | ||
| 2024 | $2,060.00 | $27,175 Land $6,420 Building $20,755 | |
| 1994 | $54,350 Land $12,840 Building $41,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 200 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 200 Mill St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF HOWARD serves 1,001 people · EPA ID PA4140080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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