221 Mill St, Gaffney, SC 29341 Property Records

Cherokee County property record for 221 Mill St, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	891 sqft · built 1965
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Dec 2025)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`001467-23-3`

Property Details

APN / Parcel Number

Primary APN	`001467-23-3`
Alternative APNs	`0990200110000 61859489` `099-02-00-110.000` `001471223`

Interior

Stories	1 Story
Building Area	891 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Siding
Lot Area	9,583 sqft (0.22 acres)
Porch	Slab

Location & Zoning

Street Address	221 MILL ST
City	GAFFNEY
State	SC
Zip	29341-1883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	221 MILL ST WILSON FAM $52000 ELIZBETH DIED 8-18-17 DC FILED W/DEED-CHGD FOR 18
Legal Tract	CD
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3029
Census Tract	970301

Owner

Source: Cherokee County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 MILL ST, GAFFNEY, SC 29341-1883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed, Transfer · Second Mortgage (Down Payment) GUARANTEED RATE INC
Feb 6, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	Feb 6, 2018 · Amount on Record
Deed Document Number	20256520
Deed Book / Page	192 / 706
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Dec 8, 2025
Property Address	221 MILL ST, GAFFNEY, SC 29341-1883
Document Number	0001920706
Book / Page	192 / 706
Instrument Date	Dec 5, 2025
Instrument	2025-6520
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MILL ST, GAFFNEY, SC 29341-1883

Mortgage

Document Number	0020256564
Date	Dec 8, 2025
Instrument	2025-6564

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	180 Months
Due	Dec 5, 2040

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Feb 6, 2018
Property Address	221 MILL ST, GAFFNEY, SC 29341-1883
Document Number	0001002592
Book / Page	000100 / 002592
Instrument Date	Feb 1, 2018
Instrument	563
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$192.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 GREEN PARK DR GAFFNEY SC 293413545, GAFFNEY, SC 29341-3545

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,335.00 (+4.71%)	$3,220 (-) Land $480 Building $2,740	$53,700 (-) Land $8,000 Building $45,700
2023	$1,275.00	$3,220 Land $480 Building $2,740	$53,700 Land $8,000 Building $45,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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