Cherokee County property record for 120 Mill St, Gaffney, SC 29341
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | built 1914 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $36,000 (Aug 2023) |
| Tax Bill | $534 (2023) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027679-23-3 |
| Primary APN | 027679-23-3 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1914 |
|---|---|
| Lot Area | 13,068 sqft (0.3 acres) |
| Old Parcel Number | 0990200146000 60092089 |
|---|---|
| Street Address | 120 MILL ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-1880 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | GF |
| Legal Description | MILL ST & N GRANARD DB 163 1031/EASEMENT 158-1/NO PLT REF;LESS.0161 AC |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 970301 |
120 Mill St is owned and occupied by an individual who bought it in August 2023.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | PO BOX 1090, GAFFNEY, SC 29342-1090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on File |
| Deed Sale | Aug 10, 2023 · Amount on File |
| Deed Document Number | 202300004513 |
| Deed Book / Page | 163 / 1031 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Aug 10, 2023 |
| Property Address | 120 MILL ST, GAFFNEY, SC 29341-1880 |
| Document Number | 0001631031 |
| Book / Page | 163 / 1031 |
| Instrument Date | Aug 8, 2023 |
| Instrument | 202300004513 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1090, GAFFNEY, SC 29342-1090 |
| Document Number | 202300004514 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 202300004514 |
| Name | CLYNTA SPEAR |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Aug 1, 2026 |
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | ||
| 2023 | $534.00 (+5.74%) | $1,350 (-) Land $900 Building $450 | $22,500 (-) Land $15,000 Building $7,500 |
| 2022 | $505.00 | $1,350 Land $900 Building $450 | $22,500 Land $15,000 Building $7,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 Mill St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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