Rensselaer County and Schaghticoke Town property record for 221 Master St, Valley Falls, NY 12185
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,974 sqft · built 1970 |
| Lot Size | 9.7 acres (422,532 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,557 (2026) |
| Deeds & Mortgages | Apr 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 23.-2-1 |
| Primary APN | 384289 23.-2-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,974 sqft Living Area |
| 1st Floor Area | 1,398 sqft |
| Upper Floors Area | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 422,532 sqft (9.7 acres) |
| Lot Width | 451 ft Width |
| Porch | Slab |
| Porch Area | 70 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 315J132055 |
|---|---|
| Street Address | 221 MASTER ST |
| City | VALLEY FALLS |
| State | NY |
| Zip | 12185-1711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | VL |
| Legal Block | 2 |
| Legal Lot Number | 1.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 51901 |
221 Master St is owned and occupied by two individuals.
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 54, VALLEY FALLS, NY 12185-0054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 221 MASTER ST, VALLEY FALLS, NY 12185-1711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0103560094 |
|---|---|
| Date | Apr 5, 2023 |
| Book Page | 10356/94 |
| Instrument | 2023-625700 |
| Name | TCT FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2048 |
The 2026 property tax bill for 221 Master St was $7,557 with a homeowner's exemption, up 1.2% from the year before.
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Hoosic Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,557.00 (+1.25%) Homeowner's exemption | ||
| 2025 | $7,464.00 | $55,600 Land $11,800 Building $43,800 | $390,449 Land $82,865 Building $307,584 |
| 2023 | $55,600 Land $11,800 Building $43,800 | $346,417 Land $73,520 Building $272,897 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 Master St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Mar 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Master St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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