Rensselaer County and Schaghticoke Town property record for 11 Master St, Valley Falls, NY 12185
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,508 sqft · built 1952 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,600 (Oct 2019) |
| Tax Bill | $4,574 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 22.-3-6 |
| Primary APN | 384289 22.-3-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 50,094 sqft (1.15 acres) |
| Lot Width | 229 ft Width |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 188 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 315J105400 |
|---|---|
| Street Address | 11 MASTER ST |
| City | VALLEY FALLS |
| State | NY |
| Zip | 12185-1815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 51901 |
11 Master St is owned and occupied by an individual who bought it in October 2019.
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 MASTER ST, VALLEY FALLS, NY 12185-1815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 4, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS ADVANTAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2019 · Amount on File |
| Deed Sale | Oct 4, 2019 · Amount on File |
| Prior Sale | Apr 23, 2011 · Amount on File |
| Deed Document Number | 2019558211 |
| Deed Book / Page | 8965 / 297 |
| Prior Transfer Date | Nov 19, 2010 |
| Prior Transfer Doc | 0057030065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 11 MASTER ST, VALLEY FALLS, NY 12185-1815 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095780095 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 9578/95 |
| Instrument | 2021-588647 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Oct 4, 2019 |
| Property Address | 11 MASTER ST, VALLEY FALLS, NY 12185-1815 |
| Document Number | 0000558211 |
| Book / Page | 008965 / 000297 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 558211 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | KCS LAND RESEARCH CORPORATION, KCS LAND RESEARCH CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $890.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4433 CLIFTON PARK NY 120650853, CLIFTON PARK, NY 12065-0853 |
| Document Number | 558212 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 008965/000301 |
| Instrument | 558212 |
| Name | HOMEOWNERS ADVANTAGE |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2049 |
The 2026 property tax bill for 11 Master St was $4,574, up 0.9% from the year before.
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Hoosic Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,574.00 (+0.9%) | ||
| 2025 | $4,533.00 | $35,000 Land $8,300 Building $26,700 | $245,787 Land $58,287 Building $187,500 |
| 2023 | $35,000 Land $8,300 Building $26,700 | $218,069 Land $51,714 Building $166,355 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11 Master St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Mar 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Master St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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