221 Mary King Mountain Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 221 Mary King Mountain Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,622 sqft · built 1988
Lot Size	5.97 acres (260,053 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Jul 2026 Sale Feb 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`458004504141000`

Property Details

APN / Parcel Number

Primary APN	`458004504141000`
Alternative APN	`49082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,622 sqft Heated Area
Gross Area	3,220 sqft
1st Floor Area	1,622 sqft
Flooring	Combination, Other
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	260,053 sqft (5.97 acres)
Lot Width	1,247 ft Width
Terrain	Mountain
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	188 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	49082
Street Address	221 MARY KING MOUNTAIN DR
City	MURPHY
State	NC
Zip	28906-2193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 40-B MARY KING MTN 1621/928 (MV REALTY 1718/10)
Legal Tract	40
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2022
Census Tract	930502

Owner

221 Mary King Mountain Dr is owned and occupied by two individuals who acquired it in September 2019.

Source: Cherokee County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 MARY KING MOUNTAIN DR, MURPHY, NC 28906-2193
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 9, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Sep 20, 2019	Intrafamily Transfer, Transfer · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Dec 21, 2018	Warranty Deed, Transfer · VA Mortgage CITYWORTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019
Deed Sale	Sep 20, 2019
Prior Sale	Dec 21, 2018 · Amount on File
Deed Document Number	20194482
Deed Book / Page	1623 / 1003
Prior Transfer Date	Sep 16, 2019
Prior Transfer Doc	01623/1003
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 14, 2026
Property Address	221 MARY KING MOUNTAIN DR, MURPHY, NC 28906-2193
Document Number	0000003519
Book / Page	1805 / 771
Instrument Date	May 29, 2026
Instrument	20263519
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$42,420.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1900 W US HIGHWAY 64, MURPHY, NC 28906-3800

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	221 MARY KING MOUNTAIN DR, MURPHY, NC 28906-2193
Transaction Type	Mortgage
Record Updated	Mar 1, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MARY KING MOUNTAIN DR, MURPHY, NC 28906-2193

Mortgage

Document Number	001729/623
Date	Feb 15, 2023
Book Page	1729/623
Instrument	654

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	339 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	221 MARY KING MOUNTAIN DR, MURPHY, NC 28906-2193
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1678/1353
Date	Apr 26, 2021
Book Page	1678/1353
Instrument	2739

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	221 MARY KING MOUNTAIN DR, MURPHY, NC 28906-2193
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1646/40
Date	Jun 9, 2020
Book Page	1646/40
Instrument	2831

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Sep 20, 2019
Property Address	221 MARY KING MOUNTAIN DR, MURPHY, NC 28906-2193
Document Number	01623/1003
Book / Page	01623 / 1003
Instrument Date	Sep 16, 2019
Instrument	04482
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MARY KING MOUNTAIN DR, MURPHY, NC 28906-2193

Mortgage

Document Number	04483
Date	Sep 20, 2019
Instrument	04483

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 21, 2018
Property Address	221 MARY KING MOUNTAIN DR, MURPHY, NC 28906-2193
Document Number	01603/0919
Book / Page	01603 / 0919
Instrument Date	Dec 18, 2018
Instrument	06178
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1390 SCHIFERL RD, 1390, BARTLETT, IL 60103-1701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MARY KING MOUNTAIN DR, MURPHY, NC 28906-2193

Mortgage

Document Number	06179
Date	Dec 21, 2018
Instrument	06179

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 221 Mary King Mountain Dr was $1,077.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,077.00	$195,660	$195,660 Land $20,000 Building $175,660
2023		$195,660	$195,660 Land $20,000 Building $175,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Mary King Mountain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Mary King Mountain Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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