178 Mary King Mountain Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 178 Mary King Mountain Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,200 sqft · built 2015
Lot Size	7.47 acres (325,393 sqft)
Owner	Individual Name on File
Last Sale	$383,000 (Oct 2022)
Tax Bill	$1,596 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`458004508223000`

Property Details

APN / Parcel Number

Primary APN	`458004508223000`
Alternative APNs	`36307` `58776`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,200 sqft Heated Area
Gross Area	3,660 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	325,393 sqft (7.47 acres)
Lot Width	1,247 ft Width
Terrain	Mountain
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	320 sqft
Deck Area	Deck Area
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58776
Street Address	178 MARY KING MOUNTAIN DR
City	MURPHY
State	NC
Zip	28906-2179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 42-B MARY KING MTN 1442/447
Legal Subdivision	MARY KING MOUNTAIN
Legal Tract	42
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2000
Census Tract	930502

Owner

178 Mary King Mountain Dr is owned and occupied by an individual who bought it in October 2022.

Source: Cherokee County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	178 MARY KING MOUNTAIN DR, MURPHY, NC 28906-2179
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR
Oct 26, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on File
Deed Sale	Oct 26, 2022 · Amount on File
Prior Sale	Nov 4, 2005 · Amount on File
Deed Document Number	20226901
Deed Book / Page	1723 / 890
Prior Transfer Date	Dec 8, 2010
Prior Transfer Doc	1401/0425
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Jun 3, 2026
Property Address	178 MARY KING MOUNTAIN DR, MURPHY, NC 28906-2179
Document Number	01802/1094
Book / Page	1802 / 1094
Instrument Date	May 22, 2026
Instrument	20262717
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 MARY KING MOUNTAIN DR, MURPHY, NC 28906-2179
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002717,
Date	Jun 3, 2026
Book Page	1802/1094
Instrument	20262717

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 26, 2022
Property Address	178 MARY KING MOUNTAIN DR, MURPHY, NC 28906-2179
Document Number	001723/890
Book / Page	1723 / 890
Map Reference	CAB H SL 11
Instrument Date	Sep 21, 2022
Instrument	6901
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$766.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1932 BOLADO PKWY, 1932, CAPE CORAL, FL 33990-5300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 MARY KING MOUNTAIN DR, MURPHY, NC 28906-2179

Mortgage

Document Number	0001723893
Date	Oct 26, 2022
Instrument	1723/893

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 178 Mary King Mountain Dr was $1,596.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,596.00	$229,330	$229,330 Land $20,000 Building $209,330
2023		$229,330	$229,330 Land $20,000 Building $209,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Mary King Mountain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Mary King Mountain Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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