221 Lucas St, Sparta, NC 28675 Property Records

Alleghany County property record for 221 Lucas St, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,419 sqft · built 1974
Lot Size	1.16 acres (50,530 sqft)
Owner	Company Name on Record
Tax Bill	$1,000 (2026)
Deeds & Mortgages	Aug 2021 Sale Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3071821143`

Property Details

APN / Parcel Number

Primary APN	`3071821143`
Alternative APN	`81143`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	950 sqft
Attic	Attic
Attic Area	700 sqft
Basement Area	950 sqft
Unfinished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Basement

Exterior Amenities

Porch	Porch
Deck Area	180 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	81143
Street Address	221 LUCAS ST
City	SPARTA
State	NC
Zip	28675-9376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	#57-61 LUCAS C.G
Legal Subdivision	LUCAS, C.G
Legal Tract	1
Legal Block	083
Legal Lot Number	57-61
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	1
Census Block	1024
Census Tract	950200

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1163, SPARTA, NC 28675-1163
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer
Feb 24, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 3, 2021
Transfer Doc	421/297
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Aug 3, 2021
Property Address	221 LUCAS ST, SPARTA, NC 28675-9376
Document Number	421/297
Book / Page	421 / 297
Instrument Date	Aug 3, 2021
Instrument	2238
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1163, SPARTA, NC 28675-1163

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	221 LUCAS ST, SPARTA, NC 28675-9376
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	415/1462
Date	Feb 24, 2021
Book Page	415/1462
Instrument	462

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2031

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Municipality	Sparta Town
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,000.00 (+1.01%)	$142,300 (-) Land $30,300 Building $112,000	$142,300 (-) Land $30,300 Building $112,000
2025	$990.00	$142,300 (-) Land $30,300 Building $112,000
2023		$142,300 Land $30,300 Building $112,000	$142,300 (-) Land $30,300 Building $112,000
2021			$142,300 Land $30,300 Building $112,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2018–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010
Water Source	Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.05 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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