175 Lucas St, Sparta, NC 28675 Property Records

Alleghany County property record for 175 Lucas St, Sparta, NC 28675

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,404 sqft · built 1974
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Tax Bill$827 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN3071719675

Property Details

APN / Parcel Number

Primary APN3071719675
Alternative APN
  • 2069

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area1,404 sqft
Utility Area84 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area14,810 sqft (0.34 acres)
Garage TypeCarport
Garage Area228 sqft
CarportCarport
Carport Area228 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Deck Area160 sqft
Patio Area12 sqft
Shed1 Shed
Shed Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2069
Street Address175 LUCAS ST
CitySPARTA
StateNC
Zip28675-9192
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTOWN
Legal Description#70-73 LUCAS CG
Legal SubdivisionLUCAS, C.G
Legal Block083
Legal Lot Number70-73
JurisdictionALLEGHANY NC
Township / Civil DivisionGAP CIVIL
Census Block Group1
Census Block1024
Census Tract950200

Owner

Source: Alleghany County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address175 LUCAS ST, SPARTA, NC 28675-9192
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGHANY NC
Property Address175 LUCAS ST, SPARTA, NC 28675-9192
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 LUCAS ST, SPARTA, NC 28675-9192

Mortgage

Document Number412/873
DateOct 27, 2020
Book Page412/873
Instrument2508
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 15, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
MunicipalitySparta Town
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$115,900 (-) Land $23,400 Building $92,500$115,900 (-) Land $23,400 Building $92,500
2025$827.00
2023$115,900 Land $23,400 Building $92,500$115,900 Land $23,400 Building $92,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2018–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPARTA
serves 1,900 people · EPA ID NC0103010
Water SourcePurchased surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb
Copper2.05 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lucas St

Nearby Streets

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