Madison County property record for 221 Eric Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $650,000 (Mar 2026) |
| Tax Bill | $5,988 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit Nov 2005 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0056-0002-0027 |
| Primary APN | 0056-0002-0027 |
|---|---|
| Alternative APNs |
|
| Lot Area | 72,745 sqft (1.67 acres) |
|---|
| Account Number | 75939 |
|---|---|
| Street Address | 221 ERIC DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEHAVEN LOT 27 |
| Legal Subdivision | RIDGEHAVEN |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 10902 |
Source: Madison County records, as of April 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 221 ERIC DR, RICHMOND, KY 40475-7854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Mar 20, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| Nov 21, 2005 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Feb 7, 2006 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON COUNT |
| Mar 24, 2026 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 24, 2025 | Warranty Deed, Transfer |
| Mar 11, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on Record |
| Deed Sale | Mar 24, 2026 · Amount on Record |
| Prior Sale | Aug 10, 2023 · Amount on Record |
| Deed Document Number | 202614330811 |
| Deed Book / Page | 880 / 466 |
| Prior Transfer Date | Apr 1, 2023 |
| Prior Transfer Doc | 00D866/667 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 221 ERIC DR, RICHMOND, KY 40475-7854 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01732/608 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | M01732/608 |
| Instrument | 2013955926 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 15, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 221 ERIC DR, RICHMOND, KY 40475-7854 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1066/119 |
|---|---|
| Date | Nov 21, 2005 |
| Book Page | M1066/119 |
| Instrument | 357306 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 28, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 221 ERIC DR, RICHMOND, KY 40475-7854 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1084/082 |
|---|---|
| Date | Feb 7, 2006 |
| Book Page | M1084/082 |
| Instrument | 362174 |
| Name | PEOPLES BANK & TRUST CO OF MADISON COUNT |
|---|---|
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|---|
| Term | 9 Months |
| Due | Nov 6, 2006 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 24, 2026 |
| Property Address | 221 ERIC DR, RICHMOND, KY 40475-7854 |
| Document Number | 00D880/466 |
| Book / Page | D880 / 466 |
| Map Reference | MB 9 PG 391 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2014330811 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1131 CURTIS PIKE, RICHMOND, KY 40475-7719 |
| Name | Verified Name |
|---|---|
| Address | 221 ERIC DR, RICHMOND, KY 40475-7854 |
| Document Number | 2014330814 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2014330814 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 24, 2025 |
| Property Address | 221 ERIC DR, RICHMOND, KY 40475-7854 |
| Document Number | 00D866/667 |
| Book / Page | D866 / 667 |
| Map Reference | MB 9 PG 391 |
| Instrument Date | Apr 1, 2023 |
| Instrument | 2014256893 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 ERIC DR, RICHMOND, KY 40475-7854 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 11, 2022 |
| Property Address | 221 ERIC DR, RICHMOND, KY 40475-7854 |
| Document Number | 0000D820/3 |
| Book / Page | D820 / 3 |
| Map Reference | MB 99 PG 391 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2014081329 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 759 BEND RD, WACO, KY 40385-9760 |
| Name | Verified Name |
|---|---|
| Address | 119 FREYBROOK DR, RICHMOND, KY 40475-3314 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,988.00 (+723.66%) | $635,000 (+746.67%) | $635,000 (+746.67%) |
| 2023 | $727.00 | $75,000 | $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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