Madison County property record for 215 Eric Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Nov 2010) |
| Tax Bill | $4,337 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0056-0002-0024 |
| Primary APN | 0056-0002-0024 |
|---|---|
| Alternative APNs |
|
| Lot Area | 44,867 sqft (1.03 acres) |
|---|
| Account Number | 41739 |
|---|---|
| Street Address | 215 ERIC DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEHAVEN LOT 24 |
| Legal Subdivision | RIDGEHAVEN |
| Legal Lot Number | 24 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 10902 |
215 Eric Dr is owned and occupied by an individual who bought it in November 2010.
Source: Madison County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 215 ERIC DR, RICHMOND, KY 40475-7854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Aug 19, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 18, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2010 · Amount on File |
| Deed Sale | Nov 1, 2010 · Amount on File |
| Prior Sale | Apr 21, 2006 · Amount on File |
| Deed Document Number | 2010451573 |
| Deed Book / Page | 661 / 695 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 215 ERIC DR, RICHMOND, KY 40475-7854 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2442/431 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | M2442/431 |
| Instrument | 2014315751 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Jan 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 215 ERIC DR, RICHMOND, KY 40475-7854 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M01969/449 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | M01969/449 |
| Instrument | 2014018392 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 215 ERIC DR, RICHMOND, KY 40475-7854 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M2054/99 |
|---|---|
| Date | May 18, 2021 |
| Book Page | M2054/99 |
| Instrument | 2014037256 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 21, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 215 ERIC DR, RICHMOND, KY 40475-7854 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M2049/402 |
|---|---|
| Date | May 4, 2021 |
| Book Page | M2049/402 |
| Instrument | 2014035526 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2031 |
The 2025 property tax bill for 215 Eric Dr was $4,337.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,337.00 | $460,000 | $460,000 |
| 2023 | $4,161.00 | $429,000 | $429,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 215 Eric Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 215 Eric Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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