216 Emerald Ave, Reading, PA 19606 Property Records

Berks County property record for 216 Emerald Ave, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,066 sqft · built 1947
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 2022)
Tax Bill	$1,537 (2026)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5327-18-20-6534`

Property Details

APN / Parcel Number

Primary APN	`5327-18-20-6534`
Alternative APNs	`43-5327-18-20-6534` `43010479` `010479`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,066 sqft Living Area
1st Floor Area	1,778 sqft
Basement Area	288 sqft
Finished Basement	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43010479
Street Address	216 EMERALD AVE
City	READING
State	PA
Zip	19606-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	20
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1024
Census Tract	12104

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	216 EMERALD AVE, READING, PA 19606-1450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 29, 2022	Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Jul 13, 1964
Deed Document Number	202230799
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	May 5, 2026
Property Address	216 EMERALD AVE, READING, PA 19606-1450
Document Number	0000013789
Instrument Date	Apr 30, 2026
Instrument	202613789
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 EMERALD AVE, READING, PA 19606-1450

Mortgage

Document Number	0000013789,
Date	May 5, 2026
Instrument	202613789

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	216 EMERALD AVE, READING, PA 19606-1450
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 EMERALD AVE, READING, PA 19606-1450

Mortgage

Document Number	0000003886
Date	Feb 12, 2024
Instrument	2024003886

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 29, 2022
Property Address	216 EMERALD AVE, READING, PA 19606-1450
Document Number	0000030799
Instrument Date	Jul 7, 2022
Instrument	2022030799
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 EMERALD AVE, READING, PA 19606-1450

Mortgage

Document Number	0000030800
Date	Jul 29, 2022
Instrument	2022030800

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,537.00 (+1.12%) Homeowner's exemption	$97,500 (-) Land $27,200 Building $70,300	$27,200 (-) Land $27,200
2025	$1,520.00 (+6.29%) Homeowner's exemption	$97,500 (-) Land $27,200 Building $70,300	$27,200 (-72.1%) Land $27,200
2024	$1,430.00	$97,500 Land $27,200 Building $70,300
1994			$97,500 Land $27,200 Building $70,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	31 (1978–2023)
Claims Outside the SFHA	13 of 31
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Tropical Storm Allison, Jun 2001 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PENN BORO MUNI AUTH serves 10,400 people · EPA ID PA3060082
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Service Electric Cable TV.

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