1. Home
  2. Florida
  3. Okaloosa County
  4. Fort Walton Beach
  5. Eldredge Rd

221 Eldredge Rd, Fort Walton Beach, FL 32547 Property Records

Okaloosa County property record for 221 Eldredge Rd, Fort Walton Beach, FL 32547

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,510 sqft · built 2002
Lot Size0.22 acres (9,575 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Aug 2000)
Deeds & MortgagesApr 2026 Mortgage
Feb 2024 Transfer
Flood ZoneZone X (moderate risk)
APNC56-000-598-2597-6

Property Details

APN / Parcel Number

Primary APNC56-000-598-2597-6
Alternative APNs
  • 36-1S-24-1640-0001-0280
  • 24S136164000010280

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,510 sqft Living Area
Gross Area4,038 sqft
1st Floor Area1,511 sqft
Basement Area1,249 sqft
Finished Basement1,249 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area9,575 sqft (0.22 acres)
Lot Width53 ft Width
Garage TypeAttached
Garage Area598 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area1,086 sqft
Patio Area137 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address221 ELDREDGE RD
CityFORT WALTON BEACH
StateFL
Zip32547-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOONEYS NORTH S/D E1/2 LOT 27 AND ALL LOT 28 BLK 1
Legal Range24W
Legal Township01S
Legal Section36
Legal SubdivisionMOONEYS NORTH S/D
Legal Block1
Legal Lot Number280
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1005
Census Tract21700

Owner

221 Eldredge Rd is owned and occupied by two individuals who acquired it in March 2001.

Source: Okaloosa County records, as of May 11, 2026

Owner of Record2 Individual Names on File
Mailing Address221 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1307
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL/OMAHA MORTGAGE LLC
Feb 5, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2000 · Amount on File
Deed SaleAug 17, 2000 · Amount on File
Deed Document Number20001788245
Deed Book / Page2261 / 904
Last Transfer DateMar 5, 2001
Transfer Doc0001826718
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateApr 29, 2026
Property Address221 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1307
Document Number0003813729
Instrument DateApr 6, 2026
Instrument20263813729
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMUTUAL OF OMAHA MORTGAGE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate, 156
Address221 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1307

Mortgage

Document Number0003813729,
DateApr 29, 2026
Instrument20263813729
Lender
NameMUTUAL/OMAHA MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateFeb 5, 2024
Property Address221 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1307
Document Number0003669306
Map ReferenceMB 1 PG 4
Instrument DateJan 16, 2024
Instrument3669306
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address221 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1307

Transferred To (Grantee/Buyer)

NameVerified Name
Address14000 NW 63RD ST, PARKVILLE, MO 64152-8704

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$391,457$587,750 Land $293,673 Building $294,077
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$369,345$593,690 Land $274,460 Building $319,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Eldredge Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 75 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims32 (1979–2009)
Claims Outside the SFHA19 of 32
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 3 claims
  • Hurricane Opal, Oct 1995 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Eldredge Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum.

Nearby Properties on Eldredge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures