218 Eldredge Rd, Fort Walton Beach, FL 32547 Property Records

Okaloosa County property record for 218 Eldredge Rd, Fort Walton Beach, FL 32547

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,007 sqft · built 1976
Lot Size	0.196 acres (8,570 sqft)
Owner	2 Individual Names on File
Last Sale	$129,900 (Mar 2002)
Tax Bill	$1,927 (2022)
Deeds & Mortgages	Sep 2025 Transfer May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-2645-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-2645-3`
Alternative APN	`36-1S-24-1640-0005-0310`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,007 sqft Heated Area
Gross Area	3,801 sqft
1st Floor Area	2,251 sqft
Upper Floors Area	576 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	8,570 sqft (0.196 acres)
Lot Width	80 ft Width
Garage Type	Finished
Garage Area	322 sqft
Porch	Porch
Porch Area	100 sqft
Patio Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	218 ELDREDGE RD
City	FORT WALTON BEACH
State	FL
Zip	32547-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOONEYS NORTH S/D LOT 31 & E PART OF LOR 32 BLK 5 868-852 DESCRIBED AS BEG SE COR LOT 31 N 17 DEG E 113.88 FT TO NE COR W 115
Legal Range	24
Legal Township	01S
Legal Section	36
Legal Subdivision	MOONEYS NORTH S/D
Legal Block	5
Legal Lot Number	31,E
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1008
Census Tract	21700

Owner

218 Eldredge Rd is owned and occupied by two individuals who acquired it in September 2025.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	218 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1364
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Intrafamily Transfer, Transfer
May 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Mar 21, 2002 · Amount on File
Deed Sale	Mar 21, 2002 · Amount on File
Prior Sale	Mar 21, 2002 · Amount on File
Deed Document Number	0023490205
Last Transfer Date	Sep 11, 2025
Transfer Doc	0003772726
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Sep 11, 2025
Property Address	218 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1364
Document Number	0003772726
Instrument Date	Sep 9, 2025
Instrument	3772726
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1364

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	218 ELDREDGE RD, FORT WALTON BEACH, FL 32547-1364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032983875
Date	May 9, 2017
Book Page	3298/3875
Instrument	3133793

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$216,345 (+2.9%)	$456,923 (+1.68%) Land $139,116 Building $317,807
2024	Disabled Person's exemption Veteran's exemption	$210,248 (+3%)	$449,366 (-0.95%) Land $123,112 Building $326,254
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$204,124 (+3%)	$453,670 (+6.49%) Land $111,919 Building $341,751
2022	$1,927.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$198,179	$426,013 Land $110,103 Building $315,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Eldredge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	32 (1979–2009)
Claims Outside the SFHA	19 of 32
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Hurricane Frances, Sep 2004 · 10 claims Hurricane Georges, Sep 1998 · 3 claims Hurricane Opal, Oct 1995 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Eldredge Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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