221 E Washington Ave, Athens, TN 37303 Property Records

McMinn County property record for 221 E Washington Ave, Athens, TN 37303

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1.5 ba · 6,720 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$340,900 (Feb 2007)
Tax Bill	$1,877 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`054056M D 04700`

Property Details

APN / Parcel Number

Primary APN	`054056M D 04700`
Alternative APNs	`056M D 04700 00002056M` `056M D 04700`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,720 sqft Total Area
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Footing
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	83 ft deep x 42 ft wide
Canopy	120 sqft
Utility Building	3,360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	221 E WASHINGTON AVE
City	ATHENS
State	TN
Zip	37303-3651
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	DISTRICT: 02 02 054OCH 054OC02001 000, COUNTY AREA: D01
Legal Subdivision	ORIGINAL PLAT OF ATHENS
Jurisdiction	MCMINN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3060
Census Tract	970300

Owner

Source: McMinn County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 10, ETOWAH, TN 37331-0010
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2007 · Amount on Record
Deed Sale	Feb 20, 2007 · Amount on Record
Prior Sale	Aug 26, 1991 · Amount on Record
Deed Book / Page	17U / 206
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Recording Date	Oct 1, 2026
Property Address	221 E WASHINGTON AVE, ATHENS, TN 37303-3651
Document Number	0000278589
Book / Page	14 / 2957
Instrument Date	Oct 1, 2026
Instrument	2026278589
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	852 URBANE RD NE, CLEVELAND, TN 37312-4761

Mortgage

Document Number	0000278589,
Date	Oct 1, 2026
Book Page	14/2957
Instrument	2026278589

Lender

Name	PINNACLE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 30, 2046

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,877.00	$89,800 (-) Land $7,400 Building $82,400
2024	$1,877.00	$89,800 (-) Land $7,400 Building $82,400
2023	$1,877.00 (+1.35%)	$89,800 (+40.31%) Land $7,400 Building $82,400	$224,500 (+40.31%) Land $18,500 Building $206,000
2022	$1,852.00	$64,000 Land $7,400 Building $56,600	$160,000 Land $18,500 Building $141,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1994–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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