221 E Point Rd, Elkton, VA 22827 Property Records

Rockingham County property record for 221 E Point Rd, Elkton, VA 22827

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,793 sqft · built 1895
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Jan 2020)
Tax Bill	$1,513 (2026)
Deeds & Mortgages	Nov 2025 Transfer Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`129-(A)-L42`

Property Details

APN / Parcel Number

Primary APN	`129-(A)-L42`
Alternative APNs	`R17593` `17593`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,793 sqft Living Area
Gross Area	2,699 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Garage Area	144 sqft
Shed	1 Shed
Shed Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Cistern

Location & Zoning

Account Number	R17593
Street Address	221 E POINT RD
City	ELKTON
State	VA
Zip	22827-3141
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A2
Legal Description	MCGAHEYSVILLE
Legal Subdivision	MCGAHEYSVILLE
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1028
Census Tract	10302

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 E POINT RD, ELKTON, VA 22827-3141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Transfer on Death Deed, Transfer
Jan 30, 2020	Deed, Transfer · Conventional Mortgage VBS MORTGAGE LLC
Feb 22, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2020 · Amount on Record
Deed Sale	Jan 30, 2020 · Amount on Record
Prior Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	20202676
Deed Book / Page	5207 / 737
Last Transfer Date	Nov 14, 2025
Transfer Doc	0005985/75
Record Updated	Sep 20, 2026

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Nov 18, 2025
Property Address	221 E POINT RD, ELKTON, VA 22827-3141
Document Number	0005985/75
Book / Page	5985 / 75
Map Reference	MB 2130 PG 53
Instrument Date	Nov 14, 2025
Instrument	2025-25891
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E POINT RD, ELKTON, VA 22827-3141

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Jan 30, 2020
Property Address	221 E POINT RD, ELKTON, VA 22827-3141
Document Number	5207/737
Book / Page	5207 / 737
Map Reference	MB 2130 PG 53
Instrument Date	Jan 22, 2020
Instrument	2020-02676
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E POINT RD, ELKTON, VA 22827-3141

Mortgage

Document Number	202002677
Date	Jan 30, 2020
Instrument	2020-02677

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Feb 22, 2017
Property Address	221 E POINT RD, ELKTON, VA 22827-3141
Document Number	4849/568
Book / Page	4849 / 568
Instrument Date	Feb 2, 2017
Instrument	2017-00004936
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2024, RESTON, VA 20195-0024

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,513.00 (+10.28%)	$229,300 (+13.57%) Land $85,500 Building $143,800	$229,300 (+13.57%) Land $85,500 Building $143,800
2025	$1,372.00	$201,900 Land $57,000 Building $144,900
2022			$201,900 Land $57,000 Building $144,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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