650 E Point Rd, Elkton, VA 22827 Property Records

Rockingham County property record for 650 E Point Rd, Elkton, VA 22827

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,170 sqft · built 1925
Lot Size10.1 acres (443,267 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Jul 2010)
Tax Bill$1,743 (2026)
Deeds & MortgagesJan 2024 Line of Credit
Dec 2023 Transfer
Flood ZoneZone X (minimal risk)
APN129-(A)-L36

Property Details

APN / Parcel Number

Primary APN129-(A)-L36
Alternative APNs
  • R20974
  • 20974

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,170 sqft Living Area
Gross Area1,566 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area443,267 sqft (10.1 acres)
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater
Heating FuelOil
SewerSeptic
Water SourceCistern

Location & Zoning

Account NumberR20974
Street Address650 E POINT RD
CityELKTON
StateVA
Zip22827-3138
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeA2
Legal DescriptionMODEL
Legal SubdivisionMODEL
JurisdictionROCKINGHAM VA
Township / Civil DivisionSTONEWALL
Census Block Group1
Census Block1066
Census Tract10301

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address650 E POINT RD, ELKTON, VA 22827-3138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2024Deed of Trust, Mortgage · Line of Credit
FIRST BANK
Dec 18, 2023Gift Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2010 · Amount on Record
Deed SaleJul 21, 2010 · Amount on Record
Deed Document Number201019755
Deed Book / Page3735 / 309
Last Transfer DateDec 14, 2023
Transfer Doc005760/540
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address650 E POINT RD, ELKTON, VA 22827-3138
Transaction TypeMortgage
Record UpdatedFeb 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005767/109
DateJan 16, 2024
Book Page5767/109
Instrument2024-00780
Lender
NameFIRST BANK
TypeBank
AddressSTRASBURG, VA 22657
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2023: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionROCKINGHAM VA
Recording DateDec 18, 2023
Property Address650 E POINT RD, ELKTON, VA 22827-3138
Document Number005760/540
Book / Page5760 / 540
Map ReferenceMB 3735 PG 309
Instrument DateDec 14, 2023
Instrument2023-26424
Transaction TypeTransfer
Record UpdatedJan 4, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address650 E POINT RD, ELKTON, VA 22827-3138

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,743.00 (+17.22%)$264,100 (+20.7%) Land $145,600 Building $118,500$264,100 (+20.7%) Land $145,600 Building $118,500
2025$1,487.00$218,800 (-) Land $97,100 Building $121,700
2023$1,487.00$218,800 Land $97,100 Building $121,700$218,800 (-) Land $97,100 Building $121,700
2022$218,800 Land $97,100 Building $121,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2006–2025)
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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