221 E Front St, Apt 5, Bloomington, IL 61701 Property Records

McLean County property record for 221 E Front St, Apt 5, Bloomington, IL 61701

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,498 sqft · built 1888
Lot Size	0.013 acres (561 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Dec 2021)
Tax Bill	$7,317 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-04-421-006`

Property Details

APN / Parcel Number

Primary APN	`21-04-421-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	9 Units
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	561 sqft (0.013 acres)
Lot Dimensions	120 ft deep x 39 ft wide
View / Lot	Lake Front
Deck Area	328 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	221 E FRONT ST, 5
City	BLOOMINGTON
State	IL
Zip	61701-5896
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	B3
Legal Description	CHISHOLM BUILDING CONDO UNIT 5
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	CHISHOLM BUILDING CONDO
Legal Lot Number	1,2
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2023
Census Tract	1600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bloomington Central Business District listed 1985 · 109 contributing resources · NRIS 85000363

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 E FRONT ST, 5, BLOOMINGTON, IL 61701-5896
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Jul 13, 2016 · Amount on Record
Deed Document Number	202128727
Prior Transfer Date	Jan 19, 2021
Prior Transfer Doc	0000004142
Record Updated	Jun 8, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 7, 2021
Property Address	221 E FRONT ST APT 5, 5, BLOOMINGTON, IL 61701-5896
Document Number	202100028727
Instrument Date	Nov 10, 2021
Instrument	2021-00028727
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E FRONT ST APT 5, 5, BLOOMINGTON, IL 61701-5896

Mortgage

Document Number	202100028728
Date	Dec 7, 2021
Instrument	2021-00028728

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.5%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Feb 22, 2021
Property Address	221 E FRONT ST APT 5, 5, BLOOMINGTON, IL 61701-5896
Document Number	202100004142
Map Reference	DOC 2006-35188
Instrument Date	Jan 19, 2021
Instrument	2021-00004142
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15353 N BLOOMFIELD RD, NEVADA CITY, CA 95959-9216

Mortgage

Document Number	202100004143
Date	Feb 22, 2021
Instrument	2021-00004143

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,394 (+7.79%) Land $20,080 Building $80,314	$301,182 (+7.79%) Land $60,240 Building $240,942
2024	$7,317.00 (+0.47%)
2023	$7,283.00	$93,139 Land $18,629 Building $74,510	$279,417 Land $55,887 Building $223,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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