221 E Front St, #1B, Bloomington, IL 61701 Property Records

McLean County property record for 221 E Front St, #1B, Bloomington, IL 61701

Property Summary

Property Type	Commercial
Details	6,594 sqft · built 1888
Lot Size	0.21 acres (935 sqft)
Owner	Company Name on Record
Last Sale	$305,000 (Feb 2026)
Deeds & Mortgages	Mar 2011 Line of Credit Feb 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-04-421-001`

Property Details

APN / Parcel Number

Primary APN	`21-04-421-001`

Interior

Units	2 Units
Stories	1 Story
Building Area	6,594 sqft Gross Area
1st Floor Area	3,297 sqft
Basement Area	3,297 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	935 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 39 ft wide
View / Lot	Lake Front

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Hot Water
Heating Fuel	Geothermal

Location & Zoning

Street Address	221 E FRONT ST, 1B
City	BLOOMINGTON
State	IL
Zip	61701-5896
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	CHISHOLM BUILDING CONDO UNIT 1B
Legal Subdivision	CHISHOLM BUILDING CONDO
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2023
Census Tract	1600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bloomington Central Business District listed 1985 · 109 contributing resources · NRIS 85000363

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1310 E WASHINGTON ST, BLOOMINGTON, IL 61701-4229
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2011	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Feb 11, 2026	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	May 12, 2011
Deed Document Number	20261966
Record Updated	Jun 8, 2026

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	221 E FRONT ST # 1B, 1B, BLOOMINGTON, IL 61701-5896
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100006305
Date	Mar 10, 2011
Instrument	2011-00006305

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	NORMAL, IL 61761

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	Aug 17, 2011

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 11, 2026
Property Address	221 E FRONT ST # 1B, 1B, BLOOMINGTON, IL 61701-5896
Document Number	202600001966
Map Reference	DOC 2006-00035188
Instrument Date	Jan 22, 2026
Instrument	2026-00001966
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 E WASHINGTON ST, BLOOMINGTON, IL 61701-4229

Mortgage

Document Number	202600001967
Date	Feb 11, 2026
Instrument	2026-00001967

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jan 22, 2031

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$2 (-) Land $1 Building $1	$6 (-) Land $3 Building $3
2024	$2 (-) Land $1 Building $1	$6 (-) Land $3 Building $3
2023	$2 Land $1 Building $1	$6 Land $3 Building $3

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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