221 E 10th St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 221 E 10th St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,190 sqft · built 1962
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on Record
Last Sale	$102,500 (Oct 2023)
Tax Bill	$2,769 (2025)
Deeds & Mortgages	Feb 2026 Transfer Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-355-003`

Property Details

APN / Parcel Number

Primary APN	`09-28-355-003`
Alternative APNs	`928355003` `460C453`

Interior

Building Area	1,190 sqft Living Area
Basement Area	1,190 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	560 sqft

Location & Zoning

Street Address	221 E 10TH ST
City	PECATONICA
State	IL
Zip	61063-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RE-PLAT OF PT NELSON REEDS ADDN LOT 003
Legal Subdivision	NELSON REEDS ADDN
Legal Lot Number	003
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	2
Census Block	2029
Census Tract	4300

Owner

Source: Winnebago County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11435 CUNNINGHAM RD, WINNEBAGO, IL 61088-8530
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 14, 2023	Deed of Trust, Mortgage · Line of Credit HOLCOMB STATE BANK
Oct 18, 2023	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	202324716
Last Transfer Date	Feb 25, 2026
Transfer Doc	0000004896
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 27, 2026
Property Address	221 E 10TH ST, PECATONICA, IL 61063-9540
Document Number	0000004896
Map Reference	PB 32 PG 49
Instrument Date	Feb 25, 2026
Instrument	2604896
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11435 CUNNINGHAM RD, WINNEBAGO, IL 61088-8530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11435 CUNNINGHAM RD, WINNEBAGO, IL 61088-8530

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	221 E 10TH ST, PECATONICA, IL 61063-9540
Transaction Type	Mortgage
Record Updated	Nov 29, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027068
Date	Nov 14, 2023
Instrument	2327068

Lender

Name	HOLCOMB STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 2, 2028

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 18, 2023
Property Address	221 E 10TH ST, PECATONICA, IL 61063-9540
Document Number	0000024716
Map Reference	BK32 PG49
Instrument Date	Oct 12, 2023
Instrument	2324716
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$153.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11435 CUNNINGHAM RD, WINNEBAGO, IL 61088-8530

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,769.00	$44,274 (+1.33%) Land $8,128 Building $36,146	$132,822 (+1.33%) Land $24,384 Building $108,438
2022	Homeowner's exemption	$43,692 Land $6,416 Building $37,276	$131,076 Land $19,248 Building $111,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200
AT&T Fixed Wireless	100 / 20

May also be available: AaroBand.

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