209 E 10th St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 209 E 10th St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 1968
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jul 2018)
Tax Bill	$4,334 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-355-001`

Property Details

APN / Parcel Number

Primary APN	`09-28-355-001`
Alternative APNs	`928355001` `460C451`

Interior

Building Area	1,188 sqft Living Area
Basement Area	1,188 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	585 sqft

Location & Zoning

Account Number	460C451
Street Address	209 E 10TH ST
City	PECATONICA
State	IL
Zip	61063-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RE-PLAT OF PT NELSON REEDS ADDN LOT 001
Legal Subdivision	NELSON REEDS ADDN
Legal Lot Number	001
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	2
Census Block	2029
Census Tract	4300

Owner

209 E 10th St is owned and occupied by an individual who bought it in July 2018.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	209 E 10TH ST, PECATONICA, IL 61063-9540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage BYRON BK
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage BYRON BK
Jul 31, 2018	Grant Deed, Transfer · Conventional with PMI ENVOY MTG
Sep 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on File
Deed Sale	Jul 31, 2018 · Amount on File
Prior Sale	Jul 31, 2018 · Amount on File
Deed Document Number	20181021645
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	209 E 10TH ST, PECATONICA, IL 61063-9540
Document Number	0001034515
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E 10TH ST PECATONICA IL 610639540, PECATONICA, IL 61063-9540

Mortgage

Document Number	0001034515
Date	Nov 10, 2020
Instrument	1034515

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 9, 2035

Interest

Rate	2.25%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	209 E 10TH ST, PECATONICA, IL 61063-9540
Document Number	0001036535
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E 10TH ST PECATONICA IL 610639540, PECATONICA, IL 61063-9540

Mortgage

Document Number	0001036535
Date	Nov 1, 2019
Instrument	1036535

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 31, 2039

Interest

Rate	3.5%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 31, 2018
Property Address	209 E 10TH ST, PECATONICA, IL 61063-9540
Document Number	0001021645
Instrument Date	Jul 27, 2018
Instrument	1021645
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E 10TH ST PECATONICA IL 610639540, PECATONICA, IL 61063-9540

Mortgage

Document Number	1021646
Date	Jul 31, 2018
Instrument	1021646

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 22, 2017
Property Address	209 E 10TH ST, PECATONICA, IL 61063-9540
Document Number	0001030077
Instrument Date	Sep 20, 2017
Instrument	1030077
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	209 E 10TH ST PECATONICA IL 610639540, PECATONICA, IL 61063-9540

Tax Assessment & Valuation

The 2025 property tax bill for 209 E 10th St was $4,334.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,334.00	$59,910 Land $8,135 Building $51,775	$179,730 Land $24,405 Building $155,325
2022		$47,287 Land $6,421 Building $40,866	$141,861 Land $19,263 Building $122,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 E 10th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 209 E 10th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200
AT&T Fixed Wireless	100 / 20

May also be available: AaroBand.

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