221 Crest Ct, Matthews, NC 28104 Property Records

Union County property record for 221 Crest Ct, Matthews, NC 28104

Property Summary

Property Type	Other Improved
Details	6 bd · 6 ba · 7,299 sqft · built 2022
Lot Size	1.23 acres (53,927 sqft)
Owner	2 Individual Names on File
Last Sale	$2,750,000 (Feb 2023)
Tax Bill	$13,909 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`06-147-208`

Property Details

APN / Parcel Number

Primary APN	`06-147-208`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Building Area	7,299 sqft Living Area
1st Floor Area	2,863 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Lot Area	53,927 sqft (1.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	221 CREST CT
City	MATTHEWS
State	NC
Zip	28104-5627
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R-40 WEDDI
Legal Description	#10 CARDINAL CREST OPCN201
Legal Subdivision	CARDINAL CREST
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2002
Census Tract	21018

Owner

221 Crest Ct is owned and occupied by two individuals who bought it in February 2023.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 CREST CT, MATTHEWS, NC 28104-5627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 20, 2022	Special Warranty Deed, Construction Loan · Construction Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on File
Deed Sale	Feb 28, 2023 · Amount on File
Deed Document Number	20234550
Deed Book / Page	8662 / 877
Record Updated	Oct 29, 2026

February 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 28, 2023
Property Address	221 CREST CT, MATTHEWS, NC 28104-5627
Document Number	0008662877
Book / Page	8662 / 877
Map Reference	CAB N FILE 201
Instrument Date	Feb 27, 2023
Instrument	4550
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	919 BERRYHILL RD, CHARLOTTE, NC 28208-4115

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004551
Date	Feb 28, 2023
Instrument	4551

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

April 2022: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 20, 2022
Property Address	221 CREST CT, MATTHEWS, NC 28104-5627
Document Number	0008458416
Book / Page	8458 / 416
Map Reference	CAB N FILE 201
Instrument Date	Apr 14, 2022
Instrument	14646
Transaction Type	Construction Loan
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	919 BERRYHILL RD, CHARLOTTE, NC 28208-4115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	919 BERRYHILL RD, CHARLOTTE, NC 28208-4115
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014650
Date	Apr 20, 2022
Instrument	14650

Lender

Name	BANK OF THE OZARKS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 221 Crest Ct was $13,909.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,784,200 (-) Land $470,000 Building $2,314,200	$2,784,200 (-) Land $470,000 Building $2,314,200
2025	$13,909.00	$2,784,200 Land $470,000 Building $2,314,200	$2,784,200 Land $470,000 Building $2,314,200
2023	$9,416.00	$1,487,600 Land $242,500 Building $1,245,100	$1,487,600 Land $242,500 Building $1,245,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Crest Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Crest Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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