104 Crest Ct, Matthews, NC 28104 Property Records

Union County property record for 104 Crest Ct, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	5 bd · 4.5 ba · 5,248 sqft · built 2016
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$1,175,000 (Jul 2018)
Tax Bill	$12,325 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-147-212`

Property Details

APN / Parcel Number

Primary APN	`06-147-212`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,248 sqft Living Area
1st Floor Area	3,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	925 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	609 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	104 CREST CT
City	MATTHEWS
State	NC
Zip	28104-5626
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 WEDDI
Legal Description	#14 CARDINAL CREST OPCN201
Legal Subdivision	CARDINAL CREST
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2002
Census Tract	21018

Owner

104 Crest Ct, a rural home, is owned and occupied by two individuals who bought it in July 2018.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 CREST CT, MATTHEWS, NC 28104-5626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 27, 2018	Warranty Deed, Transfer BANK OF AMERICA
Oct 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage SAMWAIL YASSA
Apr 3, 2017	Warranty Deed, Construction Loan · Construction Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Deed Document Number	201820862
Deed Book / Page	7204 / 289
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	104 CREST CT, MATTHEWS, NC 28104-5626
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008016296
Date	Mar 8, 2021
Book Page	8016/296
Instrument	10647

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 27, 2018
Property Address	104 CREST CT, MATTHEWS, NC 28104-5626
Document Number	7204289
Book / Page	007204 / 000289
Instrument Date	Jul 25, 2018
Instrument	20862
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	BOSTON NATIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	104 CREST CT WEDDINGTON NC 28104, WEDDINGTON, NC 28104

Mortgage

Document Number	7204291
Date	Jul 27, 2018
Book Page	007204/000291
Instrument	20863

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Oct 6, 2017
Property Address	104 CREST CT, MATTHEWS, NC 28104-5626
Book / Page	007029 / 000422
Instrument Date	Aug 29, 2017
Instrument	29522
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4920 CHESTNUT LAKE DR CHARLOTTE NC 282274986, CHARLOTTE, NC 28227-4986

Mortgage

Document Number	7029422
Date	Oct 6, 2017
Book Page	007029/000422
Instrument	29522

Lender

Name	SAMWAIL YASSA
Address	RICHMOND HILL

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 5, 2018

April 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 3, 2017
Property Address	104 CREST CT, MATTHEWS, NC 28104-5626
Document Number	0006906145
Book / Page	6906 / 145
Map Reference	CAB N FILE 201
Instrument Date	Mar 15, 2017
Instrument	0009120
Transaction Type	Construction Loan
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4920 CHESTNUT LAKE DR, 4920, CHARLOTTE, NC 28227-4986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 CHESTNUT LAKE DR, CHARLOTTE, NC 28227-4986

Mortgage

Document Number	0000009121
Date	Apr 3, 2017
Instrument	0009121

Lender

Name	BANK OF THE OZARKS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 104 Crest Ct was $12,325.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,467,000 (-) Land $470,000 Building $1,997,000	$2,467,000 (-) Land $470,000 Building $1,997,000
2025	$12,325.00	$2,467,000 Land $470,000 Building $1,997,000	$2,467,000 Land $470,000 Building $1,997,000
2023	$7,968.00	$1,258,900 Land $242,500 Building $1,016,400	$1,258,900 Land $242,500 Building $1,016,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Crest Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Crest Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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