221 Charing Cross Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 221 Charing Cross Dr, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,269 sqft · built 1972
Lot Size0.965 acres (42,037 sqft)
OwnerIndividual Name on Record
Last Sale$730,000 (Jul 2022)
Tax Bill$6,319 (2023)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN213-021-20

Property Details

APN / Parcel Number

Primary APN213-021-20

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,269 sqft Heated Area
Gross Area3,834 sqft
1st Floor Area1,886 sqft
Upper Floors Area1,079 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area42,037 sqft (0.965 acres)
Garage Area550 sqft

Exterior Amenities

Pool Area912 sqft
PorchPorch
Porch Area319 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number213-021-20
Street Address221 CHARING CROSS DR
CityMATTHEWS
StateNC
Zip28105-2619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal DescriptionL108 M14-449
Legal SubdivisionSTRATFORDSHIRE
Legal Lot Number108
JurisdictionMECKLENBURG NC
Township / Civil Division5, PROVIDENCE
Census Block Group1
Census Block1015
Census Tract5865

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address221 CHARING CROSS DR, MATTHEWS, NC 28105-2619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2022 · Amount on Record
Deed SaleJul 8, 2022 · Amount on Record
Prior SaleMar 26, 2004
Deed Document Number0037487610
Deed Book / Page37487 / 610
Record UpdatedJun 7, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 8, 2022
Property Address221 CHARING CROSS DR, MATTHEWS, NC 28105-2619
Document Number0000100990
Book / Page37487 / 610
Map ReferenceMB 14 PG 449
Instrument DateJul 8, 2022
Instrument2022100990
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanySOUTH MIAMI TITLE COMPANY, SOUTH CITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address417 GREGAN CT, MATTHEWS, NC 28104-7000

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 CHARING CROSS DR, MATTHEWS, NC 28105-2619

Mortgage

Document Number0000100991
DateJul 8, 2022
Instrument2022100991
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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