129 Charing Cross Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 129 Charing Cross Dr, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,274 sqft · built 1979
Lot Size0.982 acres (42,810 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Jun 2021)
Tax Bill$6,030 (2023)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN213-021-15

Property Details

APN / Parcel Number

Primary APN213-021-15

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,274 sqft Heated Area
Gross Area3,302 sqft
1st Floor Area1,793 sqft
Upper Floors Area1,221 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleOther
Exterior MaterialOther
Foundation TypeRaised
Roof MaterialWood
Lot Area42,810 sqft (0.982 acres)

Exterior Amenities

Pool Area560 sqft
PorchPorch
Porch Area288 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number213-021-15
Street Address129 CHARING CROSS DR
CityMATTHEWS
StateNC
Zip28105-5635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal DescriptionL105 M14-449
Legal SubdivisionSTRATFORDSHIRE
Legal Lot Number105
JurisdictionMECKLENBURG NC
Township / Civil Division5, PROVIDENCE
Census Block Group1
Census Block1015
Census Tract5865

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address129 CHARING CROSS DR, MATTHEWS, NC 28105-5635
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2021 · Amount on Record
Deed SaleJun 28, 2021 · Amount on Record
Prior SaleJan 3, 2011 · Amount on Record
Deed Document Number0036231202
Deed Book / Page36231 / 202
Record UpdatedJun 7, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 28, 2021
Property Address129 CHARING CROSS DR, MATTHEWS, NC 28105-5635
Document Number0000125285
Book / Page36231 / 202
Map ReferenceMB 14 PG 449
Instrument DateJun 23, 2021
Instrument2021125285
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23207 SUMNERS CREEK CT, KATY, TX 77494-7596

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 CHARING CROSS DR, MATTHEWS, NC 28105-5635

Mortgage

Document Number0000125286
DateJun 28, 2021
Instrument2021125286
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber, Ripple Fiber, Windstream.

Nearby Properties on Charing Cross Dr

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