221 Cedar St, Petal, MS 39465 Property Records

Forrest County property record for 221 Cedar St, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,145 sqft · built 2014
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Nov 2019 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`3-031M-07-007.01`

Property Details

APN / Parcel Number

Primary APN	`3-031M-07-007.01`
Alternative APNs	`103C-0000-007-027.00` `044995` `44995`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,145 sqft Living Area
1st Floor Area	2,145 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	44995
Street Address	221 CEDAR ST
City	PETAL
State	MS
Zip	39465-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE NW/COR OF SW1/4 OF SW1/4 NORTH 93 TO THE SOUTH ROW OF TALLAHALA LOGGING RAILROAD ELY ALG ROW 11115.43 SOUTH 257.61
Legal Range	12W
Legal Township	04N
Legal Section	07
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1022
Census Tract	10400

Owner

Source: Forrest County records, as of March 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	221 CEDAR ST, PETAL, MS 39465-3203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Deed of Trust, Mortgage THE FIRST A NATIONAL BANKING ASSN
May 18, 2021	Deed of Trust, Mortgage THE FIRST A NATIONAL BANKING ASSN
Feb 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2023
Deed Sale	Apr 14, 2023
Deed Document Number	2023850006
Deed Book / Page	1419 / 312
Prior Transfer Date	Feb 4, 2019
Prior Transfer Doc	001304/379
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	221 CEDAR ST, PETAL, MS 39465-3203
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002255/541
Date	Nov 5, 2019
Book Page	2255/541
Instrument	797584

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	PETAL, MS 39465

Agreement

Amount	Amount Recorded
Term	58 Months
Due	Sep 26, 2024

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	221 CEDAR ST, PETAL, MS 39465-3203
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002357/252
Date	May 18, 2021
Book Page	2357/252
Instrument	821448

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	PETAL, MS 39465

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 15, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORREST MS
Recording Date	Feb 4, 2019
Property Address	221 CEDAR ST, PETAL, MS 39465-3203
Document Number	001304/379
Book / Page	1304 / 379
Instrument Date	Feb 4, 2019
Instrument	786520
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 CEDAR ST, PETAL, MS 39465-3203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 CEDAR ST, PETAL, MS 39465-3203

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,183.00 (+22.38%) Homeowner's exemption	$19,727 (-88.59%)	$197,270 (+14.14%) Land $13,000 Building $184,270
2023	$2,601.00 Homeowner's exemption	$172,830 (+9%)	$172,830 (-) Land $13,000 Building $159,830
2022		$17,283	$172,830 Land $13,000 Building $159,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1979–2018)
Claims Outside the SFHA	6 of 29
Most Recent Claim	Dec 2018 · Severe Storms, Flooding, And Tornado
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2013 · 2 claims Hurricane Isaac, Aug 2012 · 3 claims Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 87% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: defastlink.

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