220 Cedar St, Petal, MS 39465 Property Records

Forrest County property record for 220 Cedar St, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,651 sqft · built 2009
Lot Size	0.203 acres (8,847 sqft)
Owner	Individual Name on File
Tax Bill	$2,931 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-031M-07-074.01`

Property Details

APN / Parcel Number

Primary APN	`3-031M-07-074.01`
Alternative APNs	`103C-0000-007-090.00` `043723` `43723`

Interior

Full Baths	3 Baths
Building Area	1,651 sqft Living Area
1st Floor Area	1,170 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,847 sqft (0.203 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	43723
Street Address	220 CEDAR ST
City	PETAL
State	MS
Zip	39465-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE NW/COR OF SW1/4 OF SW1/4 SOUTH 397 TO THE SOUTH ROW OF CEDAR STREET NELY ALG STREET 1395 NORTH 78DEG E 61.49 ALG R
Legal Range	12W
Legal Township	04N
Legal Section	07
Legal Subdivision	CEDARWOOD PHASE I
Legal Phase	1
Legal Lot Number	2
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1021
Census Tract	10400

Owner

220 Cedar St is owned and occupied by an individual who acquired it in May 2022.

Source: Forrest County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	220 CEDAR ST, PETAL, MS 39465-3204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 6, 2024	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 19, 2023	Deed of Trust, Mortgage · Line of Credit PRIORITYONE BANK
May 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022
Deed Sale	May 12, 2022
Prior Sale	Jul 30, 2009
Deed Document Number	0013940140
Deed Book / Page	1394 / 0140
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	220 CEDAR ST, PETAL, MS 39465-3204
Transaction Type	Mortgage
Record Updated	Apr 1, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002424/382
Date	May 12, 2022
Book Page	2424/382
Instrument	837026

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	220 CEDAR ST, PETAL, MS 39465-3204
Transaction Type	Mortgage
Record Updated	Apr 1, 2024
Title Company	NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CEDAR ST, PETAL, MS 39465-3204

Mortgage

Document Number	002519/170
Date	Mar 6, 2024
Book Page	2519/170

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Mar 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	220 CEDAR ST, PETAL, MS 39465-3204
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002481/542
Date	May 19, 2023
Book Page	2481/542
Instrument	851270

Lender

Name	PRIORITYONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 25, 2048

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	May 12, 2022
Property Address	220 CEDAR ST, PETAL, MS 39465-3204
Document Number	001394/140
Book / Page	1394 / 140
Instrument Date	May 9, 2022
Instrument	837025
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5437 PARK SIDE CIR, HOOVER, AL 35244-5140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CEDAR ST, PETAL, MS 39465-3204

Tax Assessment & Valuation

The 2025 property tax bill for 220 Cedar St was $2,931.

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,931.00	$16,599	$110,660 Land $18,000 Building $92,660
2023	$2,221.00	$88,230 (+9%)	$88,230 (-) Land $18,000 Building $70,230
2022		$8,823	$88,230 Land $18,000 Building $70,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Cedar St in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1979–2018)
Claims Outside the SFHA	6 of 29
Most Recent Claim	Dec 2018 · Severe Storms, Flooding, And Tornado
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2013 · 2 claims Hurricane Isaac, Aug 2012 · 3 claims Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Cedar St is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 87% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: defastlink.

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