221 Bridge St, Franklin, OH 45005 Property Records

Warren County property record for 221 Bridge St, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1901
Lot Size	0.164 acres (7,038 sqft)
Owner	2 Individual Names on File
Last Sale	$115,900 (Mar 2023)
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`04-32-177-028-0`

Property Details

APN / Parcel Number

Primary APN	`04-32-177-028-0`
Alternative APNs	`0432177028` `432177028` `2129027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	7,038 sqft (0.164 acres)
Lot Dimensions	138 ft deep x 51 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2129027
Street Address	221 BRIDGE ST
City	FRANKLIN
State	OH
Zip	45005-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT LOT 206
Legal Subdivision	ORIGINAL PLAT
Legal Block	27
Legal Lot Number	206
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2018
Census Tract	32501

Owner

221 Bridge St is owned by two individuals who bought it in March 2023.

Source: Warren County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10864 WATERBURY RIDGE LN, DAYTON, OH 45458-6057
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Survivorship Deed, Transfer · Conventional Mortgage 1ST NATIONAL BANK
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on File
Deed Sale	Mar 28, 2023 · Amount on File
Prior Sale	Sep 28, 2020 · Amount on File
Deed Document Number	20235717
Record Updated	Oct 29, 2026

March 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	WARREN OH
Recording Date	Mar 28, 2023
Property Address	221 BRIDGE ST, FRANKLIN, OH 45005-1605
Document Number	0000005717
Map Reference	MB 2 PG 17-28
Instrument Date	Mar 21, 2023
Instrument	2023-005717
Transaction Type	Transfer
Record Updated	Apr 20, 2023
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10864 WATERBURY RIDGE LN, DAYTON, OH 45458-6057

Mortgage

Document Number	0000005718
Date	Mar 28, 2023
Instrument	2023-005718

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 28, 2020
Property Address	221 BRIDGE ST, FRANKLIN, OH 45005-1605
Document Number	0000037709
Map Reference	MB 2 PG 17-28
Instrument Date	Aug 14, 2020
Instrument	2020-037709
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	ABSOLUTE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000037710
Date	Sep 28, 2020
Instrument	2020-037710

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 221 Bridge St was $2,848.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,848.00	$40,100 Land $10,300 Building $29,800	$114,590 Land $29,440 Building $85,150
2023	$1,773.00 (+29.32%)	$30,265 (+14.54%) Land $5,842 Building $24,423
2022	$1,371.00	$26,422 Land $5,842 Building $20,580	$86,470 (+14.54%) Land $16,690 Building $69,780
2021			$75,490 Land $16,690 Building $58,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 Bridge St in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Bridge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, T-Mobile.

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