Webb County property record for 221 Bluff Oak Dr, Laredo, TX 78045 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1,688 sqft · built 2015 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,960 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-79010-140 |
| Primary APN | 989-79010-140 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,688 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.137 acres) |
| Garage Type | Attached |
| Garage Area | 388 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 300 sqft |
| Porch | Open Porch |
| Account Number | 529454 |
|---|---|
| Street Address | 221 BLUFF OAK DR |
| City | LAREDO |
| State | TX |
| Zip | 78045-6849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAN ISIDRO NORTHEAST, BLOCK 10, LOT 14, PHASE 13 |
| Legal Subdivision | SAN ISIDRO NORTHEAST |
| Legal Phase | 13 |
| Legal Block | 10 |
| Legal Lot Number | 14 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 1727 |
Source: Webb County records · APN 989-79010-140
Assessment roll updated July 25, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 353 UPPER FALLS DR, LAREDO, TX 78041-2061 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2025 | Vendor's Lien, Transfer · Conventional Mortgage KIND LENDING LLC |
| Jan 05, 2017 | Vendor's Lien, Transfer · FHA Mortgage LOAN SIMPLE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 |
| Deed Sale | Nov 18, 2025 |
| Prior Sale | Jan 05, 2017 |
| Deed Document Number | 1573096 |
| Deed Book / Page | 5940 / 569 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Nov 18, 2025 |
| Property Address | 221 BLUFF OAK DR, LAREDO, TX 78045-6849 |
| Document Number | 005940/569 |
| Book / Page | 5940 / 569 |
| Map Reference | VOL 32 PG 55 |
| Instrument Date | Nov 07, 2025 |
| Instrument | 1573096 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 353 UPPER FALLS DR, LAREDO, TX 78041-2061 |
| Document Number | 0001573097 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 1573097 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Jan 05, 2017 |
| Property Address | 221 BLUFF OAK DR, LAREDO, TX 78045-6849 |
| Document Number | 004169/125 |
| Book / Page | 4169 / 125 |
| Map Reference | VOL 32 PG 55-56 |
| Instrument Date | Jan 03, 2017 |
| Instrument | 1285517 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 BLUFF OAK DR, LAREDO, TX 78045-6849 |
| Document Number | 0001285518 |
|---|---|
| Date | Jan 05, 2017 |
| Instrument | 1285518 |
| Name | LOAN SIMPLE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $315,892 (+10.86%) Land $93,120 Building $222,772 | $315,892 (+10.86%) Land $93,120 Building $222,772 | |
| 2024 | $1,960.00 (+17.3%) | ||
| 2023 | $284,940 Land $80,700 Building $204,240 | $284,940 Land $80,700 Building $204,240 | |
| 2022 | $1,671.00 |
Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 51% of the US · above 26% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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